advice

Hey everyone, I had an Airtel number which I took around 12 years ago, but I stopped using it after 2016. Recently, I tried calling the number and got a message saying "number doesn't exist" — so I’m guessing it hasn’t been reassigned to anyone yet. The thing is, this number is really...

Funds Vanished! Now ₹51001 Stuck in IndusInd Bank UPI Transactions - Help a Frustrated Redditor Out! Hey everyone, I'm in a bit of a nightmare situation here and hoping the Reddit community can lend some wisdom or shared experiences. I'm currently missing a whopping ₹51001 after multiple UPI...

Hi All, Please recommend a car within a budget of 30L? Cheers!

Hi everyone, I’ve ended up with quite a few credit cards over time and want to streamline my wallet. Here’s my current portfolio, along with their annual fees: BankCard NameNetworkTierFees (₹/year) AxisMagnus BurgundyMasterCardWorld0 / till I have burgundy statusHighly Used ICICIEmerald...

Hello, I want to create an FD of around, say 1L (quarterly interest). Looked up the SFBs (insured ones). Has anyone here created FD with these Small Finance banks? How's your experience? I know they're insured upto 5L but the collapse of a bank takes months, what's your view on it? I've found...

Hi need advice on issue with myntra. So in last year June, there was EORS offer where you can get airpods free on purchase of 50K worth during offer period https://www.myntra.com/tac#offer2005. Bought gold coin worth 52K during the offer period. Then during August, when offer was supposed to be...

Hey everyone, I’m hoping to get some input on my current credit card lineup. I’ve been thinking it might be time to clean things up a bit—maybe close a few cards, make some changes, or even add something new that I’m missing. Here’s a quick rundown of what I have right now: Typical Monthly...

Hi everyone, I’m seeking your help on a credit card issue I’m facing with Axis Bank. I opened an Axis Bank savings account in September 2024 and applied for the Axis Ace credit card on 10th November 2024. Unfortunately, my application was declined, and despite multiple follow-ups, I never...

Hello, I am planning to take a personal loan of 175K IR. I am having an offer from HDFC at RoI of 13.2 % p.a. (1.1% pm) provided ZERO processing fee and other charges. Also, I do have CCs from Axis, ICICI and HSBC. Is there any public / private bank which offers lower interest rate. My CIBIL...

I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?

Hi all! I'm currently deciding between the Yes Kiwi Credit Card (which I already have) and the Axis Super.Money Pro (which is showing as an option). I need to retain only one. I'm personally leaning toward the Super.Money Pro card since it isn’t tied to any additional subscriptions—unlike the...

Hi Everyone, I’m a digital nomad currently working remotely for a European company. Previously, I was based in Singapore and Dubai, and now I’ve transitioned into a fully remote role. I’m exploring the feasibility of a setup to maintain my NRI status and fulfill upcoming RE-KYC requirements...

Hello everyone, I'm planning a trip to Taj Fisherman's Cove, Chennai in Sep 2025. We are 6 adults and 2 infants. I would need 3 rooms. There's a deluxe room garden view with breakfast + 1 meal available. Std Rate - 18,880 and Member rate - 14,160. Need guidance how can I get max value. Room 1...

Hello everyone. Need some advice on how I can best leverage my salary to get good cards and offers. I have a salary account with ICICI, 10+ years old. Current salary credit is 2L+. I also have an ongoing plot loan of ~30L with them. I approached my RM recently requesting for Saphiro LTF...

my company recently onboarded HDFC bank for salary account. they are ready to offer me imperia account there. I have net salary credit of ~3Lpm and AXIS is also offering me burgundy account. I currently hold a swiggy hdfc card and no core HDFC card. My question is which bank should I go with...

Hi everyone, I’ve been using the HDFC Tata Neu Plus Credit Card since 2022, and all this while I’ve been stuck with a credit limit of ₹51,000. Today, I received an offer to upgrade/increase the limit to ₹63,000, 23.5% increase. While it's a welcome change, it’s still quite low for my current...

I was billed ₹3,000 + ₹540 GST (total ₹3,540) as annual fees. I contacted customer care to request a reversal, but they rejected it. I escalated the matter to their senior team and even the Privy team, but they also declined to reverse the charges. I also asked if they could at least do a...

My Amex Platinum Charge is up for renewal on 21st June 2025, and I could use some advice from those who’ve recently been through the retention process. Here’s my current situation: Approx. ₹35L spend so far this membership year Also holding an Emeralde Private with ₹60L limit, so the no limit...

My Amex Platinum Charge is up for renewal on 21st June 2025, and I could use some advice from those who’ve recently been through the retention process. Here’s my current situation: Approx. ₹35L spend so far this membership year Also holding an Emeralde Private with ₹60L limit, so the no limit...

On 29 March 2025 I added Rs. 11,000 via 'add money' on Indie app (by Indusind) via selecting Navi UPI app as UPI intermediar. Money was debited from my other IDFC bank and shown successful by Navi but not credited to Indie. After waiting for few hours I went to X and complained tagging all...