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  1. keerthirahul123

    Change of Phone Nos in Savings Account - My Experience

    Back Story- I have always been a one mobile person and hated carrying 2 mobiles. Back in 2011 I got a office sim and a phone and I slowly moved all savings accounts, credit cards, Aadhar, Pan, and every possible thing to my official number. After 14 years, during the last 1 month of recovery...
  2. vishwajeet

    HDFC Not Allowing me to Open an Account

    Hello, I had an HDFC Regular savings account and closed it. But the customer ID is still active, and Whenever I tried top open an regular savings account online, the application submitted and ask me to visit the branch but branch says that they cannot open an regular savings account and tell me...
  3. Inferno

    Please suggest best salary account in yes bank

    Hi TF Community, I want to open a salary account in yes bank. I got to know about two account variants offered by yes bank: - Smart Salary Exclusive - Smart Salary Platinum / Pro 1. Are there any other salary accounts offered by them? 2. Which is the best salary account offered by them in...
  4. technoswan

    Which LTF CC to have for just the sake of having oldest open credit account?

    Your oldest open credit account affects your credit score positively. For this and this purpose only which LTF CC will you consider most suitable for yourself and why? Non Branded preferred. 💳 Years ago I closed my 'fisrt CC' after only using it for 7-8 months. I have just started using my own...
  5. K

    Online demat account opening for minor.

    Which broker allows opening a demat account online for a minor? Zerodha offers this facility, but it is mandatory for one parent to have an account with zerodha. Are there any other brokers that provide online demat account opening for minors?
  6. cardio_guy

    Education Fees Through Bank Transfer Using Credit Card - Query and Discussion

    Hello all, I need to make an education fee payment of ₹20 lakhs in the next two months. The institute has provided NEFT details with an account number for the transfer. I'm checking if there’s a way to use my credit card for this payment instead of a direct bank transfer. I came across...
  7. yobro

    Contents of Axis liberty salary account

    Today I have opened Axis liberty salary account but not sure if they send chequebook in welcome kit. Just wanted to know what they exactly send in their welcome kit. If possible send photos as well.
  8. CreditCardFino

    Does BOI have Zero Balance Account?

    Does BOI (Bank of India) has any 0 balance account variant apart from (BSBDA). Do the bank charge DC and SMS alert charges?
  9. B

    Credit card refund not processed to bank account even after 2 weeks – What compensation can I claim under RBI guidelines?

    Hi everyone, I’m looking for some guidance or shared experiences regarding a credit card refund issue and possible compensation under RBI rules. Here’s the detailed situation: I made a credit card transaction in May 2025. The full payment for that month’s bill was made on time, including...
  10. shivamkrishna

    Saving account transaction

    Can I do transaction on my savings account for rewards while I have current account
  11. M

    ACCOUNT DEBITED BUT AMOUNT NOT CREDITED

    ON 23rd Sept 2024 i sent 2018 Rs from my HDFC account to Thane District Co Op Bank my account did got debited but the recejver account has still not been credited When i raised the issue with the HDFC bank RBI CPGRAMS CONSUMER FORUM HDFC came with the same reply on all the platforms "THE...
  12. S

    Account Lien on Federal Bank SB Account

    I am writing in connection with a lien placed on my Federal Bank account which, as per my bank’s communication and a follow-up call to the 1930 helpline, is linked to a cybercrime complaint filed at Varapuzha Police The helpline has also informed me that my account has been marked as “Level...
  13. tuhin

    Zero Balance Digital Current Account

    Is there any bank in India which is providing Zero Maintaining Balance Current Account which can be opened through Digitally & having free debit card & free sms alert facilities? Thanks
  14. addiiioo

    can i move mine axis atlast and my wifes axis atlas points into same accor account

    i was wondering whether there was anyway to move our points collectively into the same accor all membership , or is there a way to gift my accor points to her account so we can collectively pool it? we have diff atlas cards its not a add on
  15. N

    AU CC: Insurance & Income Tax Offer without opening a new account or card

    AU SFB has an 'Insurance & Income Tax Offer' where you get either bonus RP or an Amazon voucher for making insurance premium or income tax payment. However, when I tried to 'Claim offer', it opens a dialog with the options to either apply for a new credit card or a new savings account. Has...
  16. C

    Regarding two salary account

    Dear members I have already salary account in SBI, and I want to open another salary account in PNB and I am eligible for PNB Excel Salary account. So can I open 2 salary accounts in two different bank without any issue. Please share suggestion
  17. Ram1

    Need suggestions for individual current account

    Need help in choosing best individual current account. Requirements 1. Should be opened with just aadhar & pan, has no business proof 2. Need free cash deposit limit min 2Lakhs 3. No physical verification 4. Can maintain mab upto 25k Options so far 1. Hdfc biz lite 10k mab 2L free cash deposit...
  18. C

    Avoid Axis Bank - Closing Any Savings Account Online

    Typically banks doesn't allow closing any Savings or Current bank account online while account opening is seamless and can be done online within minutes. RBI doesn't have any clear directives on opening an account or suggests any criteria/rules/regulations. I faced similar kind of issues with a...
  19. A

    🔔 CIBIL Loan Account Still Showing as Active After 6.9 Years

    I wanted to share an ongoing issue that might resonate with others facing similar challenges. A loan account that was closed approximately 6 years, 9 months, and 17 days ago is still being reported as active on my CIBIL credit report by a local bank. This outdated and incorrect reporting has...
  20. tuhin

    BOB Blocked my account for UPI transaction

    Hi, I am noticing that BOB blocked my SB account suddenly without any prior notification for any UPI transaction. Though, my account is working fine for other digital channels like NEFT but it is not working for UPI. Multiple apps are showing my account as blocked but the status is showing on...
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