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  1. mohitkamboj007

    SBI Reported Late Payment in CIBIL for ₹12.82 Penal Charge Despite Active Auto-Debit Setup

    Hi Technofino Community, I need some urgent help and advice on an issue I'm facing with SBI. I have a personal loan with SBI and an active auto-debit setup linked to my SBI salary account. My EMI of ₹19,499 is deducted automatically every month, and I haven’t missed a single payment in the...
  2. mohitkamboj007

    Home Loan Top-Up and Balance Transfer Advice Needed

    Hello Technofino Community, I currently have a home loan with ICICI Bank that was taken for purchasing an empty plot. The current interest rate on this loan is 9.4%, and I am exploring two options: Top-Up Loan: Is it possible to top up my existing home loan with ICICI Bank for additional...
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