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Hello, I have 4 cards from amex, and as per rule i think upon a 10L and above repayment to a credit card the bank has to report it to the ITR. I wanted to ask if the 10L limit is combined for the cards or is it per card basis, also i have 2 charge card and 2 credit card, does it change for...

How does a bank report the 10 L above spends on a credit card if i have multiple cards with same bank ? I have 3 amex cards, 2 credit and 1 charge. So the 10L is combined on all three cards or its 10L for every card ? and is it applicable to charge cards also ?