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I am wondering how can banks give few customers a paid card into an ltf card. Can anyone share some tips and tricks/ mails or conversation,where they converted their paid card in ltf. Also, what exactly someone says, when he/ she negotiate to make card ltf Also, curious, if anyone has ever...

I am looking for a credit card which can pay me really good rewards for offline shopping. My fiance is a shopping lover and love to spend a lot in shopping in mall. I need a card for her shopping needs Any recommendations?

Bankbazaar is offering me LIC axis bank credit card as LTF card. Should i go with this as i don't have any axis bank card amd want one to avail offers of axis bank. Also, axis bank usually reject my application and don't provide me any card. Also, can i avail benefits fro. Grab deals with this card?