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Old Story so far: This was sometime in late 2023 and early 2024. I had been trying to get IDFC First Wealth through their website directly - but whenever I enter my details, the site was only showing FD based WOW card. It went on for a year and then I got a call from one RM who told if I apply...

I’ve been hearing that if you close your HDFC Pixel card, the credit limit might get released back to your main HDFC card. Apparently, there are 2-3 ways this can happen: 1. It happens automatically after closing the Pixel card. 2. You can write to customer care and request it. 3. If needed...

Hi All, Most credit card users fall into two categories — those who prefer cashback and those who go for reward points or airmiles. Cashback is simple. The benefit is direct and easy to understand. It shows up as a statement credit or wallet balance, and there’s no need to track or plan...

Hi all, I booked a Ginger hotel in Tata Neu app using Neu Infinity credit card. But the cost structure is not clear to me. I need some help if someone can explain it to me. Base cost: ₹ 4799 Tax & service charge: ₹ 576 Total cost: ₹ 5375 Coupon discount: ₹ 480 Amount payable: ₹ 4895 Neu...

Hello all, Not everyone can get the best cards like EPM, Infinia, M4B and the likes. Also, not everyone know how to make the best use of their cards. Even those with the bestest of the best cards may be using them in the least effective way such that rewards are not the best. Like for example...

Potential Devaluation: Apparently, Amex is stopping/discontinuing Emirates Skywards as transfer partner. You won’t be able to transfer Membership Rewards points to Emirates starting 28 May 2025. There is no information on when it will resume. Dear Cardmember, We are committed to...

I was always thinking that HDFC Tata Neu infinity card is the best card for getting best prices on Tata Neu app. But recently I noticed that Neu app is giving so many offers and discounts for other cards too. Like for example, 10% instand discounts on ICICI cards on many categories. That...

Hi all, This could be a noob question. I have only cashback credit cards. I have been tracking the cashback percentage on the last few months and it has always been mostly less than 2%. I will list down the cards that I have, this month's bill and cashback received: CardBill AmountCashback...

Disclaimer: This is an old news, this was launched in November 2022, but there is no thread about this in TF, so creating one. ICICI Bank has launched iLENS, a brand-new portal designed to make tracking your credit card, loan, or any credit-related application easier than ever! ICICI iLens is...

Which are some of the useful threads in this forum other than Informative Threads? Some threads that you keep coming back or bookmarked for references? I'll list down some. Please add yours. General Financial and Banking Learnings by @cardio_guy Delights and Regrets of 2024 by @kumars_001...

Hi friends, Just trying to understand the Smartbuy world. So far I have been only using cashback cards with 1.5-2-5-10% cashbacks on various categories. However, as we move up the card categories, all premium and higher category cards are reward point-based cards. I might get into one of the...

I have a question. I have a salary account with ICICI bank, Recently the bank staff told me I could apply for an LTF card, so I told her to proceed. She just asked me for some basic details such as my father's name, mother's name, spouse's name, etc, and finally, she told please share the OTP to...