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  1. manoj21012000

    Query regarding credit utilisation ratio

    I have 2 cc. First is having 50,000 limit and second is having 15,000 limit. In TF community everyone says that maintain 30% credit utilisation ratio. I want to know that should i have to maintain combined credit utilisation of 19,500 (30% of 65,000) or i have to maintain card specific credit...
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