After having to raise an RBI complaint for them to issue the card, I was worried there'd be some bad blood and they wouldn't give me LTF, but thankfully, nothing of the sort.
Had applied for eterna earlier this week. Since BoB takes a lot of time to process it, can I ask them to give me the mastercard variant? I'm guessing they would've re-started the mastercard variant before the application is processed and approved
Oh. Thought it was just axis that gave low limits. Anyway, this is going to be a card that'll spend it's time in the cupboard and be used only when some offers come. Probably won't need a high limit.
Will confirm the LTF thing as soon as it's approved/despatched. They haven't made a CIBIL...
Applied using the technofino link. Things went smooth and the vKYC also done.
Applied for the Eterna. It showed me as chargeable, but I think I should get it as LTF given the critera people talk here.
Will the LTF thingy be communicated only later?
During the application process, it had...
Maybe it wasn't clear enough.
What if you like a particular card, think you will be eligible, apply for it and when the do the CIBIL enquiry, find out that you are ineligible? That is the 'industry standard' you talk of, and in that too, there is still the possibility of the CIBIL enquiry...