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Oh! I came to know only Manhattan and Digismart have stopped , they lied you, contact CC later time (ie March end) and you want SC smart as second card , don't close manhattan , its decent card on scb cards

i suggest you to take SC smart as second card instead of ultimate , very poor reward redemption voucher in theirs portal , better go cashback cards

try Tuesday after 8:30 am , chat option not working on holidays

sms CLIYES to 9987123123! By the way I increased my limit through mobile banking not through sms ,

Thanks ! Received 50%

Do we earn cashback per statement like Ace?? No! Cashback calculated on every transaction and credited to your 360 portal irrespective of statement date Monthly (Like transactions are calculated from 1st of every till end of the month) No! Post settlement of the transaction you can redeem...

MONEY MINDED ! I'm bleeding with my instabuy account , Here I want to warn or advice to my fellow members, Please think twice before take Loan on card with SCB. (Over the credit limit) 1, They issued a new card account in the name of instabuy executive but they debit all interest , emi , PF on...

It’s not pre approved , SCB clearly mention pre approved offers in their marketing campaigns

May be I’m the scapegoat! Will update here how they report in cibil.

@Dr. Drake can you tell how they report to cibil for Dial a loan above credit limit on SCB.

Don’t come conclusion on my opinion! SCB is weird , but most of my friends cibil showing one account , you please confirm with our members who having two cards in SCB for further clarification.

No ! SCB will report as existing account in cibil even though you having two cards. Limit is shared like other banks

Yes smart card applied through call centre last year April , generated card in four hours! Without cibil inquiry and 1000rs Amazon voucher and first year free😍

yes! It’s pre approved

screenshot like this! It’s preapproved just apply , card will generated in one day, don’t think good credit limit. Apply through call centre for SR number.

@helloworld your right bro! as my little English understanding they going to report another card or loan but new account , clever guys are SCB not described as detail.

However if any of our friends already having this loan , can easily sort out, if any one our member ask about jumbo loan reporting, we can easily say that’s separate loan on card account no way connect with credit utilisation , any how we need to create new thread for loan on card for future...

Thanks ! I will write email to scb for acknowledgement! I got 15 days time to close the loan if they not reported as new account and reporting as existing card current balance

Thanks you very much 🙏 interest 0.99 PM and PF 1% Tenure 60 months

@Wealth is my birth right! Bro please shed some light on this thread