They will if the branch has it in stock. Some branches have, some don't. Platinum DCs of RuPay always have Platinum written on them so if it's not written, it's RuPay Classic. Don't accept it.
Issuance charges they reversed because on "No Frills" account (which is like BSBDA), DC is supposed to be free. On other variants they may not reverse. No frills I had only taken for RuPay Amazon offer (12 credit and 12 debit txns per year) but that account has charges if txns exceed certain...
UCO Bank requires debit card to sign up so I guess one physical DC (FYF) required (in my "No Frills" UCO savings account at least, charges taken were reversed by the bank) upon request. But I couldn't activate virtual one as I didn't know then that we need to escalate to turn on ecom txns on it
No the MAB is too high for these banks. I have enough RuPay Platinum DCs from other smaller banks where the MAB is not high (Abhyudaya Bank, New India Bank, TJSB, BOB virtual - where maintaining just 2K or 5K is enough or some even 0 balance)
Made a list of some savings accounts which gives RuPay Platinum FREE with certain balance maintained:
- Union Bank SB Premium Variant 1 SBPRE (Needs 15K balance maintained for free RuPay Platinum DC)
- Canara SB Select (Needs 25K for free RuPay Platinum DC)
- Indian Bank SB Platinum (25K for...
Btw my experience with Jupiter is bad for international txns.
On Jupiter card, if you have kept international transactions normally off as a security measure (since there is no OTP), and then logged in to the app and enabled them, you must again wait for further 24 hours before using the card...
I got this one, first ever unsecured CC from SBM Bank: https://www.uni.cards/ But again I dunno on what criteria they are issuing. I had their credit line card from 2022 and that's how I got it after a long wait. It gives 1% cashback on local txns and 0% forex on international.
In DEBIT cards...
Well I've to say this is the difference in aukad between IDFC and a company like SBI Cards who forfeits reward points like crazy at the end of the year long after it has erroneously given them. They have no ethics, no morals and feel no responsibility towards customers. Bas dhanda karna hai...
When I opened, mine was IDFC Vishesh savings account (5K MAB, rural only but opened as exception for me because the sales manager was too eager to please me). Now upgraded to Wealth. So if it gets downgraded, will only have to maintain 5K. 🙂
Yes Bank (on Premia account if you manage to reach MD/CEO), Saraswat virtual DC in app for 2K MAB account, or Saraswat physical on 5K MAB account, SVC Bank on Classic account (5K MAB), TJSB (first 2 years free on 5K MAB account), BOB virtual on 2K MAB savings advantage account, IDFC Firstap (one...
I blocked because no time to fight with PSUs about txns 40 or 41 and if anyway I am charged, I saw no point. Anyway, Netbanking can reissue the physical card easily and then I can get virtual. Besides RuPay offer ended for Add Money on Amazon and changed to utility bills on Amazon so I kept only...
Here it doesn't give me any option to choose variant (nothing listed in Select card variant since the previous card is hotlisted) but there is an option in Union Net Banking to reissue hotlisted debit card. So at least branch visit not required.
Btw this still mentions RuPay Select as 400+GST: https://www.unionbankofindia.co.in/pdf/debit-card-service-charges.pdf
Found here: https://www.unionbankofindia.co.in/english/fees-and-services.aspx
Is there a newer page with updated schedule of charges for debit card?
My account scheme is UDSA (Union Digital Saving Account) which was online opened, 0-balance account on which they issued RuPay Platinum.
At one time, I had all these RuPay Platinums and had made a note of their limits :D
ICICI: 7,50,000
PNB: 3,00,000
Kotak: 3,00,000
Canara: 3,00,000
New India...
Can you give exact steps? I am not seeing any virtual debit card option yet in Union Bank Vyom app (app is fully up-to-date). But I've hotlisted RuPay Platinum physical card after Amazon add money offer ended. Now if I tap Debit card, it says "connectivity issues". If I tap Value added services...