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  1. NOOBY

    ICICI launch RuPay Rubyx Credit Card | Offers & details

    agar 1L+ salary ho toh LTF conversion ki request daal do (share salary slips if required) ye card chargeable (paise dene) layak nahi hai :ROFLMAO:
  2. NOOBY

    ICICI Sapphiro Lounge Access

    is it mentioned somewhere for ICICI or are you generalizing it ?
  3. NOOBY

    Strange issue while paying online with Sapphiro Amex

    or, you can also check for shops which have paytm PoS machine (some pine labs work but not all, maybe they disable as per customer) and transact Rs.1 to see if it goes ahead or not. btw, mastercard works fine right ?
  4. NOOBY

    Strange issue while paying online with Sapphiro Amex

    visit dmart/reliance store and buy Rs.10/20 item via tap and pay
  5. NOOBY

    Strategy to get Sapphiro LTF

    You can ask if they will provide ltf card if new acc is opened MF and ULIP is counted as of now: https://www.icicibank.com/wealth-management/personal/eligibility-criteria#:~:text=Eligibility Criteria-,Wealth Management services are available for customer maintaining a Deposits,Savings and...
  6. NOOBY

    Strategy to get Sapphiro LTF

    MF and ULIP is counted as of now: https://www.icicibank.com/wealth-management/personal/eligibility-criteria#:~:text=Eligibility%20Criteria-,Wealth%20Management%20services%20are%20available%20for%20customer%20maintaining%20a%20Deposits,Savings%20and%20Current%20Account%20Balance
  7. NOOBY

    Strategy to get Sapphiro LTF

    visit branch and discuss with BM that you will shift your DEMAT holdings to HDFC as they are giving DCB as LTF Ask them Emeralde as LTF and then bring them down to Sapphiro LTF :ROFLMAO:
  8. NOOBY

    ICICI Sapphiro Dual Card (Mastercard & Amex)

    5k spends in a given quarter will allow you to access lounge in next quarter (number of lounge visits depends on card variant)
  9. NOOBY

    ICICI Sapphiro Dual Card (Mastercard & Amex)

    That's what I said before
  10. NOOBY

    Common Statement for all Gemstone cards

    I have heard both.... some say that its written "5k on card' which means individual... if account si to be considered then 5k on any gemstone should enable lounges for all others... but haven't tried.
  11. NOOBY

    Common Statement for all Gemstone cards

    someone said exact opposite of this, somewhere on the forum... now its confusing again
  12. NOOBY

    ICICI Sapphiro Dual Card (Mastercard & Amex)

    true, many have this question (including me) but they(bank) might deny by saying the same thing I mentioned before... What you mentioned before comes from a different view: all gemstone cards have common credit account which is why we also get a common statement (coral/rubyx/sapphiro).. so if...
  13. NOOBY

    ICICI Sapphiro Dual Card (Mastercard & Amex)

    the T&C mentions "spend Rs.5000 on the card" which should explain itself.. but still, you can confirm with CC
  14. NOOBY

    Seeking Community Advice: Credit Card Interest Reversal Situation - Need Insights

    in your unbilled/current transactions, check the payment transaction date... if your bill date is "x", and the payment/credit is within "x+3" days, then they should revert everything and should not charge any amount you can raise this with RBI Ombudsman and get some more amount from them as...
  15. NOOBY

    ICICI Airport Lounge List wef 1 June 2023 (Oct 23 Update)

    I had created a separate Thread for it: https://www.technofino.in/community/threads/icici-airport-lounge-list-wef-october-2023-visa-mc-rupay.18880/ 😅 Will update the link here as well
  16. NOOBY

    LTF Sapphiro/Emerald credit card

    wt* :eek::eek::eek: obviously.... you are damn lucky... until Jan 23, even after having salary acc (20L+ NRV) and 6L MMT Plat CC (5 year old), I was being denied Coral LTF :ROFLMAO: Had to fight for so long to get Sapphiro ltf
  17. NOOBY

    Those who are getting ICICI rupay coral beware

    if you do not have any other Rupay CC then you can get it for occasional UPI via CC and for Rupay specific offers
  18. NOOBY

    ICICI Bank Emeralde Private Metal Credit Card Devaluation - No more 1:1 Redemption

    Exactly :D same thing happened with Axis.... Magnus and Reserve updated T&C were **leaked** somehow... people started analyzing and according to all the info present on various platforms.. Axis came us with the brilliant idea of making people keep 10L in their accounts for keeping 5:4...
  19. NOOBY

    ICICI Bank Emeralde Private Metal Credit Card Devaluation - No more 1:1 Redemption

    Now a days, banks just pre-release their docs and wait for everyone to react. T&Cs are then changed according to reviews of cc experts :p The document was made available around 2nd week of October, which gave everyone enough time to analyze... as soon as people started mentioning 3% return as...
  20. NOOBY

    [INFO] If you are being denied ICICI LTF Credit Cards, this can be the reason

    what he means is that in your existing account, change the registered number (anyone from your family) then create a new amazon account with new email and the number which is registered with icici and wait for the offer. Apply via amazon as soon as you get it once you receive card, delete new...
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