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See the date on which i joined the forum 🤐. I already had some very bad cards, which i got to know after joining the forum, from 2020

I don't want to disclose these things but i am not in 10th RN so you can get idea.

That's why i was mentioning it from the first message. They would have but then RBI will show them their actual level

I do these things because i enjoy it but i guess before i will turn 18, i will loose enjoyment in these things and will probably just get 1-2 cards like normal consumer.

Brother all the cards are on my family member name. Like my father already have infinia and i am trying to get infinia for my grandfather. No bank will give you cards before 18, they love their banking licence more than some business.

I manage family member savings and our proprietorship current bank accounts.

We are not in same boat, i guess, i have not completed boards and my age isn't very near to 18.

I don't know if you know or not but i am not even 18, i basically manage my family finance so whenever i go to hdfc or icici branch, BM always introduced me to some senior staff like kuch bhi hota h mail direct chaka jata h MD DESK.

That's the last option but the problem is if i close my relationship with them then i will have to make ICICI my primary bank which is even worst but will definitely try it if he didn't do the needful things.

His 2 dats salary was deducted and was ready to come to my city which is 70-80 km just to apologise but i stopped it and took the complaint but he behaves very very badly that i cannot even like to see the video that i recorded as a proof or else i guess even Yes BM would have supported him.

Mereko bhi 1-2 baar aaya tha call regional head office se but most of the times, it got forwarded to BM. BTW mere branch me to imperia RM bhi nahi so BM = my RM 🤐.

I was making a tread which had md desk email id of all the banks and NBFC issuing credit card in india but it automatically got discard hogya. It is managingdirector@icicibank.com.

Maine to 4 hour lga ke mail likha tha, first time kisi bank ke employee ne kuch jyada hi mis behave kiya tha but wo mereko bolne lge ki wo akele earner h and rone lge to maine complaint wapas leliya.

Maine to mail MD DESK ko hi daal diya nahi to ye sab sirf FD time pe karte h. Koi aur kaam bolo to sirf extend karte h lekin un logo ne BM ko forward kar diya message that's why I don't like hdfc. Kuch bhi ho wo BM ko forward kar denge .

Md desk + chapgpt is the ultimate tool for any private bank. Yes bank ke BM ko to lag rhaa tha maine kisi advocate se mail likhaya tha ek serious issue hogya tha.

Bhai mere idhar kisi ko knowledge nahi h including BM in terms of credit card. Bas mai suru me complain kar diya tha to kisi kisi se puch ke BM kaam kar raha h.

That's the last option 🤐 that's why i have bookmarked this message , i will definitely use this line 😆.

Right. Utna kyu puchta, Pta karke bhi kya hi kar lenge agar approval milna hoga to directly mil jayega.

That's normal for upgrades. We have total 5 account including 1 company current account in hdfc, auto loan on another family member, imperia relationship, and good amount of funds in family member's account so i hope hdfc will consider it.

Baad me thora regret hua jab M4B ka reward rate pta chala lekin LTF INFINIA mil jayega to mere liye sahi hojayega