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So their pre-approved algorithm overrides the usual stupidity that HDFC bank employees show. That's good to know :D Although it is their algorithm that has a bias for salaried (providing them the best cards) and thenga for self-employed.

Now they have disappeared from PayZapp for non eligible users e.g. existing HDFC credit card holders

New bakras for the Moneyback trap and other lame cards

@D₹V After you got Millennia offer in HDFC after changing from self-employed to salaried, while confirming/completing card application it again asks you certain things right? Does it ask at that stage self-employed or salaried? What to enter then? Will they cross check with PAN?

Eww the Swiggy card just got delivered and it's SO DULL AND FUGLY! It's nothing like what they show in the photos/fake edited and saturated colors. It's like someone put it in the washing machine and the colors faded out

There's also the great RuPay Platinum debit card offer every Friday on Swiggy on MOV of just ₹129: 20% off up to ₹100 using RuPay Platinum debit card. Which beats this Swiggy card's 10% discount as it's instant discount and higher. Swiggy card is poor man's/unfortunate man's/foodie's Millennia 🤣

No she saved ₹1870 last month 🤣 while I am just getting the card.

Posted here last night: https://www.technofino.in/community/posts/635576/

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow...

I know. I was sharing a different piece of information. It is allowed to post that here you know in the forums. You can choose to ignore it. 🤣

I had Mastercard variant of Business MonkeyBack for over a year and offers worked on Flipkart but not Amazon

OK did this. I don't know why I put self-employed there. Should have realized this as long time ago. Now let's wait and see. :)

3 months after closing

@Ares Just curious how had you created this FD? Online or via the branch?

Amen. As soon as I get Regalia, Regalia Gold or Millennia some day, I am going to ignore this idiot bank and not keep any balance in their account except bare minimum to loot their debit card. Serves them right.

Business MonkeyBack 🐒 has many problems with offers on both Flipkart and Amazon. Offers are disabled and many merchants incorrectly treat it as a corporate card. Even on MyJio app recharge when I tried to use Pay with Rewards/TwidPay, it denied using of this card. Close it ASAP.

I closed my Business MonkeyBack 🐒 with 1.88L limit since I couldn't get any upgrade even though I also have Tata Neu Infinity LTF with same limit. Now getting only faaltu business cards again pre-approved like BizFirst and BizGrow, those also paid. Waiting for Millennia LTF offer. Applied for...

I suggest anyone with Neu Plus LTF not close it and open savings account if you don't already have one and maintain good balance instead in HDFC, do regular debit card and UPI txns and make it your main account. You may get pre-approved offer for 2nd card despite Neu co-branded. Started showing...

So a paid card placed below Millennia which itself is often given ltf in c2c, and 5% on Amazon & Flipkart not possible. Meh. Do not want in that case. Indie Debit card also gives 3% on ANY 3 brands without any "pack" limitations.

Seems like inspired by Indie DC and Amplifi CC. But I think Flipkart and Amazon are the only 2 merchants people care about for Millennia's 5%, for others like Uber, Myntra etc there are vouchers with higher rewards. For merchants like Swiggy and Zomato, 5% is too less, need 10% all the time and...