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I think we can use smart buy gift card way you will get very similar reward i think that will do good. Or Personally using millennia with 5% points back already was using this way to get that benifit as 5% from gift card and 1% from normal spending.

Just have a question I currently have LTF hdfc millennia card and it is available for upgrade to regalia first and according to my needs it is making some sense and a better deal. So will that be also be a LTF card by default or I need to do spending criteria to convert it into LTF

I personally also got my first credit card this way only yes limit was a lot lower. Do note few things. As you are students and have no income so don't spend to much else these spending is actually reported to itr so if you spend more then 5 lac then can face some issues from it department...