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  1. krishc

    General Banking Discussions Thread

    I'm planning to open a second HDFC savings max account. How should I approach this - via Branch ? via otherwise useless RM ? any online option available ?
  2. krishc

    AU Platinum Savings Account - Worth Upgrading?

    Seems like AU VISA Platinum doesn't have lounge access but the RuPay platinum has it
  3. krishc

    Axis Bank Liberty Savings Account Benefits

    Was this before ? I've used lounge access only once in this card I believe. Mine is not salary account though
  4. krishc

    Axis Bank Liberty Savings Account Benefits

    debit card cashback under credit card section waah bhai a*is waah
  5. krishc

    Federal Bank - Fi Money and Jupiter Hike Service Charges for Savings Accounts from June 1st, 2024

    Fi & Jupiter are just a joke now. Glad that have closed accounts with them in past. They wanted to drink juice even before fruit was ripe and that too without proper farming.
  6. krishc

    Axis Bank Liberty Savings Account Benefits

    is this CRED MCC
  7. krishc

    Axis Bank Liberty Savings Account Benefits

    anyone knows CRED MCC
  8. krishc

    Axis Bank Liberty Savings Account Benefits

    I've upgraded my basic hdfc account to savings Max effective April 1st. But HDFC is not processing my debit card upgrade requests for the Platinum Debit Card !! (Raised it twice, both times got message saying it could not be processed, visit branch) How to light some fire under them -...
  9. krishc

    Debit from New Kotak 811 Account

    so we've to pay 300 charges and put 5k every month and spend 500 every month to get back a total of 600 worth benefits after the 6th month, there's no benefit to continue - isn't it?
  10. krishc

    Crypto Exchange Support

    looks like written by an LLM 🤭
  11. krishc

    Upgrade HDFC Savings Account - FULLY DIGITAL

    I have 10K MAB (Metro) wala basic hdfc account changing to digi youth possible?
  12. krishc

    Axis Bank Liberty Savings Account Benefits

    What is the Axis cooling period after getting a new credit card approved to apply for the next one ?
  13. krishc

    Axis Bank Liberty Savings Account Benefits

    A*is l*c signature
  14. krishc

    Axis Bank Liberty Savings Account Benefits

    it varies from bank to bank, even card to card for some banks like A*is ! (for HDFC SBI though strict no-no for ETBs) hence you've to check tnc of each card individually ! I saw that for this particular card ETB exclusion criteria wasn't there hence applied!
  15. krishc

    Axis Bank Liberty Savings Account Benefits

    Off-topic but asking in this thread since A*is related only! In new CC application, do axis ask for fresh kyc even for existing customers (have both savings account + credit card ) ?? btw applied via cashkaro
  16. krishc

    Upgrade HDFC Savings Account - FULLY DIGITAL

    hmm probably demographic features are making difference here I'm 29 and salaried MNC employee
  17. krishc

    Upgrade HDFC Savings Account - FULLY DIGITAL

    this is what I'm getting
  18. krishc

    Upgrade HDFC Savings Account - FULLY DIGITAL

    Also, to everyone who changed account type using this portal - do new MAB requirements start from next day onwards or is it from beginning of month even if I change on middle of the month?
  19. krishc

    Upgrade HDFC Savings Account - FULLY DIGITAL

    I'm not seeing this option in the new account type selection page ? Is there any catch ?
  20. krishc

    Axis Bank Liberty Savings Account Benefits

    you haven't got it yet the statement you're seeing in the middle is generic and everyone gets that main thing is the available balance on top
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