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How Much Time Does It Take To Reflect in the CC Account? On Both Platforms Should I Use UPI or DC?

Hello Community Members! I applied for pre-approved Insta OD of ICICI Bank on 19/12/2023 (4 months and 22 days passed) as of today. After applying for the OD I received a 50-page chequebook of this OD (Currnnt Account) after 1 week. When I got the checkbook I saw a different Customer ID...

This is like a credit line which you can take in your bank account Suppose you have pre-approved 2L Limit you can take any amount like 5k 10k 50k 1L upto approved limit. When you widthral any amount they Charge flat 1% + GST as Processing fee and 17% interest p.a. on the principal amount...

Ohkey! When I Took IDFC First Money They Charged 1% + GST & 17% Reducing Interest on The Utlised Amount

This is the beauty of this platform Anyone Can Learn from other's Personal Experience I also learned many things from this community & and great people's point of view like you 👍

I Think There is No Charge for Activating Only Charged When We Utlise The Amount Like If 10k Widthrawl 2%+GST & 17% p.a.

I Personally Like OD or Credit Line over Personal Loan Because They Are Easy To Access Money It Taken Already and After Paying Full Can Be Taken Next Time Without any Hassle I Have Already Taken Idfc First Money. Whenever I Need Some Funds They Gave Me Instantly in My Bank Account. So I Find...

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Nicely Explained 👍 Thanks!

No! Nill There is No FD

If You Guys Have an Overdraft Account in Savings Account Share Your Experience I Got an Offer from ICICI Bank in My Savings Account

No! I Have HDFC Classic Banking Its Not Necessary To Maintain But I Also Have Some MAB Requirment Account So I Just Wanted To Keep a Record

No! I know a website where I put only dates and the closing balance of a month and the website calculates the mab perfectly This is the website i am using currently: Taxadda

No! I Don't Have Any Loans If a Bank Account is 5 Years Old and Has Rs 50,000 in It as on Date, Then It is Obvious That Whatever Transactions Have Taken Place in the Past Days Will Be Equal to That.

I wanted to calculate the MAB of My Multiple Bank Accounts. I Maintained a Excel File Where I Created Some Sheets of Every Account Like This: 👇 I Calculated MAB from Other Tools so I Just Wanted a New Way To Calculated MAB Within Excel Sheet Using Some Formula I Also Tried To Ask on Stack...

I think i should complaint to RBI By Makeing a group of people in which account debited money in the form of these charges

They Are Not Fooling Me They Are Fooling Thousands of People Who Have Bank Account in This BOB Branch. 😆 Even I Have No Bank Account In This Branch My Friend Who Running Bank of Baroda BC Point Said To Me Bank's Staff Looting People's Money in The Form Of Mobile Number Update & Dormant Account...

What are the Charges of Mobile Number Update & Dormant Account Reactivate Charges in BOB Because In My City They Are Charging 287 For These Service

They All Are Same Only The UI is Different Every App Or Banks Official App All Are Using RBI Licensed Account Aggregator Now I am seeing this account Aggregator in Service in Many Banking Apps like Fi, Jupiter, SBI, ICICI, IDFC and Many More Individual Apps Gangadhar Hi Shaktiman Hai

ICICI Bank Launched Its Account Aggregator Service iFinance Showing in NetBanking with Setu and OneMoney