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You have some good choices when they do decide to downgrade your salary account to a Savings account: - Kotak Solo account (0 balance account) with chargeable Visa Classic debit card - Kotak Pro account (20K MAB) with free no charge Visa Classic debit card - Kotak Everyday Savings account (15K...

What are the debit card issuance and AMC for PNB Select savings accounts (5K AQB)? Looks like they're 250+GST for both: https://www.pnbindia.in/downloadprocess.aspx?fid=qTs2rpANCFLABEyLLQff2g==

There's a Prime Lite which has 720p and ad-supported video content, full Prime (4K/1080p ad-free) and Prime Shopping Edition. Those who only care about Amazon Pay ICICI Card 5% Cashback and fast shipping are happy with Shopping Edition

Not to read 22 pages of this thread but besides Amazon Prime, someone please remind me again benefits of RuPay Select DC?

Yes I added 1L over existing 51K on 26th March, then further topped off with 4K on 28th March and debited 3.5K. On each day, end of day balance never went below 1.5L. Since they are still not giving me voucher, I'll complain to RBI ombudsman about it+demand a hefty compensation for cheating...

I did not get the 250 voucher. I added 1L over existing 50K on 26th March and maintained it for 15 days. But I added ₹4000 over and above that 1.5L to pay some bills. Bills paid were of amount ₹3500 so 1L was constant maintained over 50K. But they did not give me the voucher saying there should...

Tried that already. SR raise karke bhi 30 days ho gaye. RM just gives fake promises. Ab RBI ka danda khayenge. Maza ayega inse compensation lene mein. Email, call and SMS spam mein 1 din nahin chhoda inhone ab rewards ke time disappear ho gaye. No bank spams more than IndusInd Bank.

Ohh! :( Well I will complain to RBI ombudsman soon and trash them on social media like crazy. Don't want to be a victim of this LndusLnd Bank.

This Undie by Sundas bank is not giving 3% gems for Jiomart txns via DC even if I set it as one of the top 3 brands. Gave only 0.5% which is the default for debit card. Customer care useless, Twitter useless, emails no use, even fake "RM" useless, escalation to Nodal officer useless. Only option...

2K MAB Savings Ujjwal. I opened Savings Supreme (1L MAB), got RuPay Platinum and downgraded to Savings Ujjwal.

Canara SB Select has no annual/rental fees for locker? Or they are only claiming "free locker OPERATIONS"?

Got only ₹100. They have put in a clause in their T&C that they can change rewards any time at any point without notice and you agree to that. No thanks. I DO NOT AGREE. They should inform when T&C change and should only change from next month. Update: Received ₹400/rest of the coins. Jab...

But I didn't say I want Zenith only. Is it possible to open 2nd account and get whatever card they are offering e.g. Vetta LTF or Xcite Ace/Ultra LTF if SwipeUp is declining the card?

Can we open AU Royale as 2nd account if we already have AU 0 balance Digital Savings account? Because may want to close AU Royale once I get the CC of my choice.

Yep AU Royale and Ivy might be good, since you are maintaining 1 lakh MAB in SAVINGS so naturally they treat customer like a king. That's expected.

Paytm Payments Bank for banking products and services is good, same cannot be said about their offers and Paytm wallet charges or other financial services (BNPL) which are chor. Also avoid Chortel, India Post (charges for virtual DC, really?🙄), NSDL (they revise account closing charges every few...

Have experience personally with only 3 of them: Suryoday, AU and Equitas and my pick would be Suryoday for good banking products, rewarding RuPay Platinum debit card AU is overrated. Yes it's the most well known, biggest market cap & revenues among SFBs, gives good DC & CC offers, but also has...

Bank of Baroda: Greedy about physical debit card charges, netbanking and app go dead at night Bank of India: Good FD rates, take DC charges even after hotlisting, mobile app reset to square one, and prevents use of third party keyboards, treats Gboard as "third party keyboard", has no facility...

- Axis no bcoz they still cheat people with hidden unexplained consolidated charges and reject CCs for no reason. e.g. denied me Neo on Visa LTF and did too many spam calls+SMS for pre-approved Neo FYF on RuPay 🙄 - HDFC no bcoz their netbanking is dead at night for few hours, UI is bad, PayZapp...

BOB is one of the only banks besides faaltu ones like Karnataka Bank, SBM Bank, Thane Janata Sahakari Bank, NKGSB where we cannot customize/change user name to a more friendlier one.