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  1. NOOBY

    Savings Account Interest Rates

    but they are calling themselves "Digital-First" bank :ROFLMAO:
  2. NOOBY

    Bank Account Portability

    He already mentioned "acc number sexy rahega" :LOL:
  3. NOOBY

    Savings Account Interest Rates

    @TechnoFino @bhavyegoel please pin this post... its quite handy
  4. NOOBY

    Savings Account Interest Rates

    r/DataIsBeautiful Thanks for making this post 🙏
  5. NOOBY

    Got a call from ICICI Wealth RM regarding 'downgrade trigger'!

    You might not know about it... but that doesn't mean you can say "its not considered in any bank" without checking it :p Axis burgundy considers PPF... but there is a caveat that PPF account should be loaded via Axis Bank account Example: for maintaining Burgundy status solely on the basis of...
  6. NOOBY

    Got a call from ICICI Wealth RM regarding 'downgrade trigger'!

    I always looked it in another way... they are giving 0 MAB account with the DC as free until you maintain their DIV requirement. Example: you can keep 0 balance and use their DC for lounges, if you have 25L invested in term deposits, Mutual funds and Insurance combined. If you have invested...
  7. NOOBY

    ICICI Wealth account

    ask BM to upgrade as your have the required TRV (I assume 40L home loan), if they dont budge, mail to headservicequality For rubyx ltf, you would need 1L+ salary
  8. NOOBY

    HOW TO GET IDFC FIRST 0 MAB ACCOUNT OFFER ??

    not sure why your post is red
  9. NOOBY

    ICICI branch employee misguide and misbehave with me today (10 October 2023)

    See.... its that simple :P and if you try to show off then and there "I have blah-blah phone worth Rs.xxx, etc etc" (people tend to do that too), then simple reply from sales rep would be "then there should be no hesitation in buying this" and BAM!!! either you save ego, or get drowned more 🫥...
  10. NOOBY

    ICICI branch employee misguide and misbehave with me today (10 October 2023)

    they still care for their image instead of apologising MD needs to know both sides, how they treated you first and they took up after complaint... but message should be conveyed that it was frustrating 100% agree
  11. NOOBY

    ICICI branch employee misguide and misbehave with me today (10 October 2023)

    @gauravraj yeah please do this Its important to let them know how their employees treat new customers.. espacially to managingdirector when you get call from escalation desk, ask them to raise formal complaint towards his name, and provide you with Service Request Number.... make him cry for...
  12. NOOBY

    ICICI branch employee misguide and misbehave with me today (10 October 2023)

    They are trained to be that way, but no one would accept it... all the top hierarchy would always say "we do not accept such behaviour" but internally, all branches have targets to meet and they do all kinds "saam daam dand bhed" to get the most from customer they do not follow "do not judge a...
  13. NOOBY

    ICICI branch employee misguide and misbehave with me today (10 October 2023)

    Sorry to hear about this, but these are the tactics they use to lure in customers. They would not get much from you (as they won't be able to sell you investments, etc). If you go asking for Wealth Management, the scenario would be totally different. They are trained to assess new customers...
  14. NOOBY

    Difficulties in getting RuPay debit card

    this question makes me wonder how much money do people keep in the savings :p
  15. NOOBY

    Is Imperia and Classic HDFC banking same

    Maybe they are trying to ask you to upgrade your family member's account to atleast classic (if not Imperia) if they have (but havent linked in family banking) Regarding differences, they are mentioned here: - https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/imperia...
  16. NOOBY

    ICICI Wealth Management Account Holders please share your experience.

    Yup, received Kit
  17. NOOBY

    ICICI Wealth Management Account Holders please share your experience.

    Strange, last I heard (on the forum itself) was that it was only for imobile the same is also mentioned in cardexp's blog (but info is old)
  18. NOOBY

    ICICI Wealth Management Account Holders please share your experience.

    I think it's only via iMobile app... NB will also show 440/- for WM (not sure about Private/Wealth Select accounts)
  19. NOOBY

    ICICI Wealth Management Account Holders please share your experience.

    will do tomorrow... I hope unka head mar na gaya ho xD
  20. NOOBY

    ICICI Wealth Management Account Holders please share your experience.

    had sent mail on 19th June to headwealthmanagement, citing that Backend team needs to raise a request with "Request for HNI Kit" Got 9 digit reference number "ICICI=xxx-xxx-xxx" on the same day, but haven't heard from anyone since then. I also sent a reminder mail on 27th June, but still...
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