Luckily I have LTF zero-balance Indus Exclusive account without any conditions or credit card linked to it due to special Diwali 2022 offer. Won't let it go. Had Legend with 3L limit when I got Grande upgrade offer from RM but turned it down. In time, I will get Pinnacle upgrade from Legend with...
Note that while BOB and IndusInd add-on on separate number for UPI is confirmed, Axis is not confirmed. A friend told me but he could be wrong so it would be nice if someone with Axis RuPay addon could confirm.
Yes, that means the QR code you are scanning is not Bharat QR but regular UPI QR. If it's Bharat QR, only then credit cards (Visa/Mastercard) are shown. You can pay with your RuPay CC on this one.
In my case it was the opposite! I used Legend with 3L limit for IDFC C2C application and First Classic was approved with only 1L limit so 3 times less than Legend.
Ask merchant if contactless is enabled for his POS (usually they ask "touch" wala card hai kya ya phir "wifi" wala card hai kya). You have to gently tap your phone after merchant has billed the amount in his POS. Also make sure your NFC is on in your phone settings (from where you turn on Wifi...