Dont you think people wont have savings from previous years which they can spend later.
People commenting credit card useage in a FY should be less than earning for that year. Total BS.
As long as you file your ITR's correctly nothing to be worried about.
There will always be new cards coming and old cards going or getting devaluaed.
All we have to plan is extracting the most value from what's the best at the moment.
Last year I paid property tax with idfc select. they deleted all the points earned sighting it was business transaction. never used idfc card since then.