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Wow 5 days and no refund, mine is rs 200 so I won't leave it. Upi payment with credit card is risky.

I remember not so long ago we used to get a lot of UPI failures where we didn't know if the receiver will receive money or we will get a refund in case of transaction failure. But I didn't face this type of issue since last 1 year in all my UPI Transactions, if any transaction fails, amount...

Got the card

I created upgrade Request, they sent an email for photograph and ITR, I sent, got a message that a request has been raised for me..... Not yet processed.

Yes

Better reward rate, 2points for 150 spends instead of 1 point for every 100. Still very negligible difference, main difference is wellness benefits only.

I'll link once my card is upgraded to Rupay Select

Online, didn't face any errors in August. But they still asked ITR in email. Provisional Limit was around 1.4 lakh and actual limit 80k.

No, I did my KYC in August.

No account, even though it is mentioned as not applicable, they still do kyc

I received sms then checked in app.

Finally my card got approved after almost 3 months, but I applied for select card and in pnb app I see rupay platinum virtual card, lets see how much time they again take to change the card now.

I think they lost my application or something. I applied on 21 August and everytime I ask for an update, they just say it's in progress.

And pay bill through DC to get additional rewards.

And here I'm waiting since 21 August with no update even after multiple follow-ups.

Mine is still not approved 😔 waiting since 2 months.

Already did, I receive same response everytime.

Got this message 1 month ago, no update

Here is your answer: Applied on 21August and still not Approved/Rejected.

Applied on 21 August, still in process.