Joining fee you need to pay there are no criteria for the joining fee to waived off.. The annual fee waived-off criteria is you need to do at least one transaction per QTR.
Login to https://pnbcard.in/portal/index website and activate the card from the website, you should be able to activate it, then for all online purchases, you can able to use the card even with Bhim UPI. From the Mobile genie app card activation is not working.
My wife's card was also approved...
yeah, it's risky, and also in any case if the transaction is stuck in a pending or error state then it should return money to the source instead of processing it to the destination account.
I did many UPI transactions in the last month from PNB select, and so far faced the same issue for only one transaction the pending amount was debited from the card, and the merchant didn't receive any money, and after 5 days transaction is still pending. I did not bother much as this is just an...
salary slips with the bank statement and then the last two years' ITR is a must for a salaried person.
For self-employed last two years ITR.
My wife applied in the self-employed category and she got the card in 21 days.
I applied as a salaried person, I got it in 45 days.
Congrats !!!
Same happened with me, you can activate this platinum card and start using it, submit upgrade request to Rupay Select from app or Nebanking website.
They will ask photograph which you need to email them at same email ID after upgrade request generated.
Depends , my provision was 4.98 but got 3 lacs.
I believe as per ITR of last two years they are asking from everyone they do some manual calculations and reduce actual limit from provision.
I guess offline KYC is not possible with the online application. I am not sure, but if you submit an offline application, they will consider the physical KYC when you submit the physical form.
During my KYC also, the lady asked me how old the photo on my Aadhar was, I said it was the same since...
Applied for Rupay Select, they have issued Rupay Platinum, then requested for an upgrade after that platinum upgraded to select. Both Cards were delivered at the same time, however, now platinum is already closed and only Select is active as I have already started using both cards from the...
Not much difference between, Rupay select card you will get extra, 2x rewards on retail transactions, and Complimentary access to the domestic and international lounge programs.
Platinum cards don't attract joining fees, but select 500Rs need to pay as a joining fee.
The rest is almost the same...