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DON'T DO IT!! PERIOD.

Post the call I had with their customer care yesterday, I just received a long, irritating and childish call from the guy who supposedly handles their twitter account. I had put down a request there too.....either change my card to unsecured or cancel the FD and refund me the money. This was...

You mean to say that even with the 2200/- limit, it's a secured card?

WTF!!!!

What happens when you fill in the details in the OneCard app?

I just checked my latest Experian. It just says credit card. Haven't see the older ones yet to see if it says secured.

Yes....I cannot see either 'Secured' or 'Unsecured'.

Absolutely unethical. But what does one do?

What part and how in the CIBIL report does is any card mentioned as secured or unsecured? 🤔 🤔 🤔

Then maybe try on the OneCard app.

Does it show an offer?

I guess check the onescore app. It will show up if serviceable or not.

In fact it was just yesterday that I had a long telephone call with their customer care regarding this. I had actually called to ask about the procedure for closing the FD and Card. The reason I took a secured card is that then, my city was not in the list of serviceable cities. So I had no...

Yes.

No Sir. I have OneCard from SBM Bank and it shows in CIBIL as SBMBKINDIA.

I'm no king of cards, my friend. Just a learner, learning from everyone on this forum. I'd called the BM of the local Federal Bank branch. Nice fellow. Had a long chat in which he reiterated that Federal Bank gives cards only to existing customers. On asking further he confirmed that if I open...

Yup..you should. They accept applications only from existing customers.