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Theoretical bookish knowledge is good but I have access to some highly regarded accountants who see things practically in the context of cash dealing industries. Digitisation was a step in the right direction but it was never the primary stated intention of Nov 8, 2016 move. I believe you were...

Why do the real estate developers still demand a sizable percentage of the transaction to be settled in cash value to this day? Doesn't this generate black money in the economy?

The question is did they achieve the main objective given for demonitization?

Why forget the successor of RR, he was already doing a good job and could have been given an extension. But the centre wanted to place their demonitization days spokesman for obvious reasons 😆

They had IndusInd as their FD partner bank, maybe they might utilise that relationship in this scenario.

Did they have any Chinese investors in them?

This one is on route to bite the dust like Aditya Birla Payments Bank!

Credit card spendings on the rise in recent times: Credit card spends surge to record ₹1.78-lakh crore in Oct https://epaper.thehindubusinessline.com/ccidist-ws/bl/bl_mumbai/issues/60827/OPS/G85C2ATA5.1+G8SC2CM31.1.html