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  1. moonsmart

    Axis Multi Brand Voucher Clarification | 1 Edge Point = 40P

    After getting the card, how much time do we need to wait to get 12500 points to buy the multi brand voucher?
  2. moonsmart

    Axis My Zone Credit Card (Also Indian Oil Rupay Card) Lifetime Free Offer Currently Live

    Last year in Feb, when myzone was being offered LTF, I called cc and told them about the offer and told them to upgrade my existing card to myzone and also keep that card, they agreed and I got LTF myzone this way.
  3. moonsmart

    Axis Bank Issuing Cancellation Notices for Using Personal Credit Cards for Business Expenses

    Yes, B2B MCCs would be easily flagged and considered commercial usage but travel spends would be allowed most likely as even reimbursement from companies aren’t taxed as income. That’s how a lot of business owners buy electronics like laptops using personal cards and getting reimbursement along...
  4. moonsmart

    Axis Bank Issuing Cancellation Notices for Using Personal Credit Cards for Business Expenses

    What about using personal cards for expenses that are later reimbursed by the agency or company? I guess corporate employees do this all the time.
  5. moonsmart

    Limit increase on axis cards

    I too got the same way. I used to use almost max limit 3 yrs ago every month ever since I got the Fk axis card, and got first LE on it after 18 months when in the 17th month, I didn’t spent even ₹1000 on it. Limit increased from 25k to 90k.
  6. moonsmart

    Axis Bank Issuing Cancellation Notices for Using Personal Credit Cards for Business Expenses

    well for most online payments, its just annoying and time-consuming to fetch invoice for each transaction. For offline ones, its might be difficult.
  7. moonsmart

    Axis Bank Issuing Cancellation Notices for Using Personal Credit Cards for Business Expenses

    Yeah, I knw one such consumer electronics and mobile shop owner who told me that he has 33 cc (including some on the name of his family) and many of the people employed in his shop use their own cards to give the customers a discount.
  8. moonsmart

    Regarding refund on Axis card

    I placed an order on Flipkart using FK axis cc yesterday and today the order was automatically cancelled by seller, I got an sms and email from axis regarding the refund. Checked the card statement in app and transaction which was showing as "processing" is now gone. My guess is that once the...
  9. moonsmart

    Axis Ace - Limit on GPay for Bill Payment

    Does partial payments works on Gpay?
  10. moonsmart

    Axis Ace - Limit on GPay for Bill Payment

    Be careful for using it every month.
  11. moonsmart

    Minimum salary needed to apply for Axis CC

    For the Flipkart Axis credit card, it's mentioned monthly 15,000 for Salaried and 30,000 (or 3,50,000 annually) for self-employed individuals.
  12. moonsmart

    Do all axis cards show up in cibil?

    ICICI also shows add-on cards on add-on holder's cibil too.
  13. moonsmart

    Axis Bank Flipkart Super Elite Credit Card Launched

    What's the effective reward rate of Moneyback+ card on the 10x category like Amazon/ Flipkart?
  14. moonsmart

    How to Upgrade Axis credit card other than calling customer care

    Yeah, I have similar experience. Got LE only after 18 months on Flipkart card, when I used less than 1% limit. Earlier than that I was using more than 40-50% consistently since the card was issued. The 18th month in which I didn't used the card at all might've triggered auto LE from ₹25,000 to...
  15. moonsmart

    Axis Vistara Signature vs SBI Vistara prime

    Anyone successfully applied their second SBI card using sprint without any offline process involved?
  16. moonsmart

    Axis Vistara Signature vs SBI Vistara prime

    Ooh so you transferred most of the limit to new card and got manual enhancement on the older card. Quite cleaver actually 😀 But if they reject the enhancement then I'll be left with a miserable limit. Can I transfer it back to older card afterwards if they refuse enhancement.
  17. moonsmart

    Axis Vistara Signature vs SBI Vistara prime

    And how much gap should be there to get manual limit enhancement from the time you get the second card?
  18. moonsmart

    Axis Vistara Signature vs SBI Vistara prime

    I have upgrade offer for SimplySave and Prime cards for more than 7-8 months. Daily I get an sms to upgrade to prime card and get Amazon vouchers too with increased credit limit, but when I check through the app, it clearly shows that I need to split limit from the existing card, which I don't...
  19. moonsmart

    Axis Vistara Signature vs SBI Vistara prime

    Well I don't want to close my existing card. I have simplyclick card, got LE 2 times within 9 months of getting the card. Just want another card like BPCL to use in offers and relatively low spend based waiver. Don't they offer upgrade like axis do, over the call. New cards get issued...
  20. moonsmart

    Axis Vistara Signature vs SBI Vistara prime

    Like calling cc and asking to upgrade the existing card?
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