Answer is yes and no both as i had axis Flipkart credit card for 8 months and when i applied for magnus axis did both home and office physical verification but after magnus when i applied for reserve they only did tele verification and no physical verification
If u have other bank credit card with high limit then i would suggest u apply c2c if u have other banks card with 400k lihit n u apply for Magnus or any other card then u get same limit as other bank card but if u apply reserve on base of 400k limit then u will receive 600k limit as reserve...
AXIS does not give good limit as for my personal experience at first i got 14k limit with axis flipkart cc then after 6 months i ask for LE and submited my itr of 6.50L and they increase my limit from 14k to 129k then i applied fot magnus c2c and they gave me limit of 420k same as my apay card...
There is no cooldown time in axis u can apply same day u get rejected. I applied for magnus 3 times in 1 month rejected 2 times approved on 3rd try But if u have 1 application in process then i would suggest u to wait till that application is processed n then apply.
@Wealth is my birth right! Bro if u dont mind can u please answer my few questions-
A friend of mine got magnus and he knows a shop owner who swipe his card and gives him cash shop owner takes 3% for this so is it safe?? And regarding this Bharatnxt situation what proofs we can submit to prove...
Axis tracking website is useless they dont update realtime status. My magnus was delivered and activated and on tracking website it was still showing in eligibility check stage so dont trust tracking website unless it says application rejected