Technically, it was not LTF but I hadn't paid the fees even once in the last 3 years of ownership. The yearly spends used to cross the waiver threshold of 5L (the monthly house rent payments themselves did most of the job).
Well, why Infinia?
- Prestige/exclusivity, duh!
- 16.5% vs 10% on...
Well, pretty much everything that accepts credit cards.
House Rent, Travel (flights and occasional hotel stays), Gift Vouchers (Amazon, BigBasket, Clothing brands), Fuel (recently moved those to SCB Ultimate), Occasional household appliances, Insurance premiums, Utility Bills (Electricity...
This works! I too got the DCB to Infinia upgrade today. I had also attached last month salary slip, and last financial year's Form 16 as an income proof in the email.
Thanks a lot for sharing this!