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You can insist for ltf zenith, mostly they denied but for my brother after multiple attempt they take request for ltf zenith and it upgraded.

No cibil hit for downgrade or upgrade

You can submit salary slip if salaried.

If it is core card then you can switch through call. For new card might ask 6 month to wait.

If the salary is credited in the HDFC account, then submit hdfc account. I also submitted 3 months' bank account statements and card approved.

Almost every bank consider like sbi, idfc, indusind. It is on the person who processing. Mostly aadhar is used as address verification so bank like sbi, indusind, idfc ask other document for identity verification.

Many bank use it for photo identification

You don't need to send documents physically, uploaded document e-sign by aadhar. You can check that in form you received at the time of application.

Indusind has separate interface for customer application and agent application. It is true that offiline process close totally. But the online process for agent interface is same as offline process.

for education fee there is no additional surcharge and charges will up to 0.82%.

You can use housing app new user but every cc to bank method is risky card point of view as well income tax.

Au also send otp on email and mobile.

Nowhere mention regarding bank account and also during kyc process they mention kyc for credit card only. Now there customer care saying zero balance account and so but they don't have answer how the account opening process. Also there is sign on paper given during kyc process.

They also opened the salary mine saving account with my amazon pay icici card. When I requested to close the bank account they are saying go to nearest branch. I had raise the complaint with nodal that without my consent bank account opened, let see what will be the reply.

BOB also rejected the c2c limit enhancement, income docs are required. They rejected my request recently. If any way to bob c2c limit enhancement, kindly share.

Don't use same qr with same merchant app also gpay failure rate is high. use BHIM, Paytm, Phonepe. Overall BHIM recommended.

Transaction failure never happen with me on pnb rupay card. Just use opposite payment app. Means if merchant has paytm qr then use bhim or phonepe not paytm. This works for me everytime.

No, its a spend base waiver.

HDFC system lag sometime the 1st may transaction counted in last month. Most of the time money receive on 1 AM counted as balance available on last date only.

Hdfc Platinum debit card credit point within 3 days of transaction.