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Yes, I know about this product :)

Thanks for sharing, I will never gonna sign-up for WISHFIN.

That's great to know that you always make payment in full. There are many factors included in getting your score 800+ but you need to do the same process for sometime as you don't have any secured loan like house loan which also increases your score.

IMO, it's a good practice. But, due make sure you pay before 7-10 days in advance before bill generate, else your cibil score will be affected. Don't spend more than 75k in a month in total, else you need to pay overlimit charges. Do checkout OneCard, they have good offers, but it's FD based...

I have applied but my application get rejected for both Axis Flipkart and MyZone Card. I also don't have any prior relationship with Axis bank.

IMO, it's a good practice. But, due make sure you pay before 7-10 days in advance before bill generate, else your cibil score will be affected. Don't spend more than 75k in a month in total, else you need to pay overlimit charges. Do checkout OneCard, they have good offers, but it's FD based...

I think you need to consistently do this for few more months and your score will increase.

Use OneScore or HDFC gives one month free detailed analysis report.

Just visit their website and make your account. You are happy to go for report. Your CIBIL score will not affected if you check again and again. I would recommend you to download OneScore for checking your CIBIL and Experian reports and it's free.