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  1. R

    Consumer Loan CapFloat Financial Services Pvt Ltd & Karur Vysya Bank Ltd

    Wait for 5 days. Don't burn your energy. It will be done.
  2. R

    Consumer Loan CapFloat Financial Services Pvt Ltd & Karur Vysya Bank Ltd

    For Paytm Postpaid, just DM the Twitter support. They closed mine within 5 mins
  3. R

    Consumer Loan CapFloat Financial Services Pvt Ltd & Karur Vysya Bank Ltd

    Oh, for me they closed 3 months apart. Actually, it closed in Cibil first, and in next 2 months in Experian and CRIF as well.
  4. R

    Consumer Loan CapFloat Financial Services Pvt Ltd & Karur Vysya Bank Ltd

    Karur Vysya will get closed 3 months after Capital Float gets closed. Don't worry, both are linked to Amazon Pay itself
  5. R

    Late payment marked in Cibil for 30 paisa difference!! 🤦

    Unless he missed those few paise from the minimum amount due. Because I clearly remember Tejas telling this on one twitter space, that what these guys follow is that they clear the minimum amount due within 2-3 days of statement generation and then the remaining amount in the next couple of...
  6. R

    Late payment marked in Cibil for 30 paisa difference!! 🤦

    But tell me one thing, if minimum amount due is paid, I thought late payment is not reported. So if 40paise were remaining, then it means that minimum due would definitely have been cleared. Then reporting late payment doesn't make sense. Am I missing something here @TechnoFino @bhavyegoel...
  7. R

    Build up credit score from scratch

    Sorry if I am not clear. The aim is to atleast build a cibil score (non-existent currently) by means of Paytm Postpaid and then try my luck with unsecured CCs maybe 6 months down the line.
  8. R

    Build up credit score from scratch

    Thanks for your response. The point is I don't have a credit score at all. Hence, was checking. I guess a decent below 750 score might help in getting unsecured cards later, right?
  9. R

    Build up credit score from scratch

    Hi, I wanted to ask if I do not have any loans or credit cards, and do not have my credit report generated yet, is Paytm Postpaid a good option to build my credit history. Given I would make small transactions and pay my bills on time. Just wanted to check if it is a viable alternative to...
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