Unless he missed those few paise from the minimum amount due. Because I clearly remember Tejas telling this on one twitter space, that what these guys follow is that they clear the minimum amount due within 2-3 days of statement generation and then the remaining amount in the next couple of...
But tell me one thing, if minimum amount due is paid, I thought late payment is not reported. So if 40paise were remaining, then it means that minimum due would definitely have been cleared. Then reporting late payment doesn't make sense. Am I missing something here @TechnoFino @bhavyegoel...
Sorry if I am not clear. The aim is to atleast build a cibil score (non-existent currently) by means of Paytm Postpaid and then try my luck with unsecured CCs maybe 6 months down the line.
Thanks for your response. The point is I don't have a credit score at all. Hence, was checking. I guess a decent below 750 score might help in getting unsecured cards later, right?
Hi,
I wanted to ask if I do not have any loans or credit cards, and do not have my credit report generated yet, is Paytm Postpaid a good option to build my credit history. Given I would make small transactions and pay my bills on time. Just wanted to check if it is a viable alternative to...