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Yeah, I'll try that... let's see how they comply

This is the page with rules, if there's excess they should refund it, if customer requests, if I believe. https://www.rbi.org.in/commonperson/english/Scripts/FAQs.aspx?Id=3580 I had a scenario with Axis, where they refunded Rs1000, which I received as cashback for doing tap and pay with GPay...

I have around 1200 excess in my millenia credit card, which I already paid Rs59 redemption. Now since I didn't not plan on using it somewhere, I requested them for a credit balance refund, which they denied. Can they actually deny this? As per RBI guidelines it should be refunded correct? Do...

You can write a request to customer care, they will send it for free. Write to this email: crm@bobfinancial.com

Yeah, Yeah I understand, I have never faced an issue like this. Since it's a savings account and they were asking income proof, I was confused and concerned. Thanks for your inputs!

I did some transaction amount of around 1 lakh. I do have an annual income of 18Lakh+, which I declared...I particularly don't remember if they asked that. But asking income proof for savings account , I'm hearing for the first time.

Airtel payments bank freezed my account suddenly, it's not even a month since I opened it. When I reached out to grievence team, they are stating, the income declared was not inline with the transactions and they are blocking it asper RBI guidelines. Now they are asking a bunch of things...

I have an indusind savings account and the pincode is not servicable for credit card, is there any way to get my card approved?

Yeah, this is really concerning

Any one facing an issue with ICICI customer care recently? I tried calling them it's getting in the loop and never going to ivr options. It's so irritating actually, any ideas?

Does using the hdfc platinum debit card on payzapp to pay off hdfc credit card bill gives any cashback?

@Aaaa Hey brother, just one clarification. I got this reversal last week, and the credit limit is already full. But there is no reverse transaction marked on the card. So it doesn't cause me any trouble as my bill is already generated right? I really don't want my cibil to go down

That's a relief thanks. My card is rupay variant, it's not visa.

I got the amount credited in my account, but no mention in the statement Should I be concerned as my bill if not paid will be reported to CIBIL? any thoughts on this brother?

Yeah .. that's very slow... actually... it's cool. Now I have written email as proof.

I still havent got the reversal in my account actually. I really hope they does that soon enough.

Thankyou for sharing the details. I got an update they admitted in the email that it was a mistake and will reverse as soon as possible. But it's not reflected in my account yet. Will report this to RBI since this is a fruad thing to do in the first place.

I have sent out an email to all these id's and I got one reply that they are working on the resolution of this at the earliest, but no proper timeline. will follow up well as my due date is 20th and I neither want to pay it nor get my credit score go down.

Thankyou for sharing your experience this is really helpful to my fight to resolve the issue forward.

Nope... I'm having easy from the day one. I never had any card from bob. I did noticed it, they pinned someone else's bill on to mine i feel