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I am also in a same situations. But I personally feel, for 1 lac spends, better to stick with DCB. And opt for some Amex cards for Apay Gyft vouchers(0.75% tax+ GST). Combinations give more stable rewards. Axis, I guess has stopped rewards multiplyer for most of the gyft vouchers. So not...

What if I use for rent payment(Load Mobikwik wallet and Bank transfer to landlord, 35,000 p.m.). Will they still block my card?

which vouchers you usually buy from this website?

Even I will do the same.

This summarize everything and crystal clear about whats being discussed in this thread.

I am planning ₹34,000 per month wallet load via Amex plat Trav card. I guess surcharge is 3 %. But will be recovering more that this ,once I hit the milestone.

If I am not wrong, we can check on dreamfolks websie also(not 100% sure)

I guess thats the only way to confirm. We can complaint against HDFC for no prior intimation.

If I buy HP pay vouchers via HP pay app(i.e. Gyftr) using Infinia, will I get regular reward points?

Whats is the salary criteria to get EPMC?

Good compilation. Summarizes everything.

Whats the limit per month? Not tried yet, but getting 2.9% charges, does it will remain same or they eventually increases charges once you use this method frequently?

Via Mobiqwick route. Charges are 2.65%+GST. You get rewards points(wallet loads). Worth considering if you are planning to hit the milestone of Plat travel. Otherwise not a good option. P.S.-as mentioned don't mix personal expenses with business.

What does it means'If a man knows about an affair...'. In my understanding, having an affair by anyone outside marriage is itself an crime. Then isn't it that law allows to take a divorce in such cases. If the given news is true,and if someone is an lawyer,please explain...

Whats your goal, good CC, DC or a good banking services. All depends on your requirements. No bank is perfect. And 3L salary is huge. You should be aiming for good returns on your spends. See that if your company has some ties up with any banks.

Can you please explain how you are spending to get 15k RP? Which categories? Just to understand so that I can also try.

Ok. I will stick to Infinia and Plat Travel only. Thanks for the input.

Does HSBC premier gives better returns in terms of Airmiles? I am looking for a card which is in between Atlas and Infinia.(I hold infinia,Amex Plat Travel,Not looking for Magnus Burgandy).

I hold 1. Infinia metal 2. Amex Plat Travel. Now shifting my job. So thinking to open a salary account and get a new premium credit card. Cards in my mind 1. Axis Magnus Burgandy 2.Axis Atlas 3.HSBC premier/Travel one 4.SC ultimate. 5. You suggestion. 6. If possible I can try to give a shot...

Yes, the annoying rules of the bank is resisting me to go for the Magnus card.