I tried to apply for Apay card from my amazon account (offer was showing) but they were asking for salary slips (at that time i don't have any salary slips).
After that my father applied for Apay card from my amazon account (by providing his salary slips).
It got approved. Received the card...
i am a student (so i don't have any salary slip or itr)
i was also having Flipkart pay later with 35,000 as initial limit. (i don't know the reason behind this higher limit 🤣)
i used it for 2,3 time just to generate cibil. then on the basis of cibil score i got my first credit card.
then i...
I have 2 cc.
First is having 50,000 limit and second is having 15,000 limit.
In TF community everyone says that maintain 30% credit utilisation ratio.
I want to know that should i have to maintain combined credit utilisation of 19,500 (30% of 65,000) or i have to maintain card specific credit...
I am a student so no salary slip or itr.
3 day ago i received my axis ace cc with 15,000 limit which is very low.
I am having Moneyback plus cc (LTF) with 50,000 limit. (5 month old card).
Can i increase my axis ace cc limit on behalf of my Moneyback plus cc?
If yes then how can i do it?
1. Call Flipkart customer care
2. download Experian report and find loan number and lending partner name (mine was IDFC) in that report.
3. then mail idfc first bank that your loan account is closed please give me noc for that.
Recently (3month ago) i closed my Flipkart pay later account, but still in cibil score it is showing as active.
My lending partner is IDFC FIRST BANK.
Please suggest some way to close it from cibil.
Whenever i apply online idfc bank give me idfc wow cc (fd based cc).
Currently i am having hdfc moneyback plus cc (50,000 limit) and amazon pay icici cc (80,000 limit).
how can i get idfc MILLENNIA cc.
Can anyone tell me another way of getting idfc MILLENNIA cc?