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Thanks for the insight.. I had same query and you explained it beautifully...

Thanks

Hello friends.. Pls check screenshot.. will I be able to pay this remaining amount using points at check-in or check out ? These were maximum i was able to redeem online.. Thanks..

Nahi nai.its not the case Either it's annual premium or It means premium only..

@CA Karan Agarwal @CA Afroz @CA Vivek Bukka @CA Vivek Bukka Your Valuable Guidance please .

Hello All Please Guide As per IT Rule, Insurance Maturity is taxable in hands of premium is more than 10% of Insurance Amount, Posting Screenshot of Rule... Please guide if Premium refers to Total/Cumulative Premium for whole FY or Monthly Premium ? Like if monthly premium of policy of 10...

Nothing mentioned as such . . however I found someone posted that he made 100 rs three transactions on big basket ... Pls confirm from customer care if you want to be so sure ...

Also kindly share , what could be the best for Dubai sir transfer miles program ? It will be useful for others... Thanks

Sir vistara has same redemption value for a particular sector, the only difference is availability.. I had no idea about other transfer miles program.. vistara seems easier.. so did that..

Vistara won't I guess ... Anyways, it doesn't matter for me.. I have just shared my experience and I also believe it's not cost effective.. however since I had to pay tax if I had redeemed in cashback(reward points).. so I opted this method as there is no tax on reward points redemption and...

I paid total 13k+ approx taxes for roundtrip from Delhi to Mumbai to Dubai and return..

When 3rd transaction was done

Things are not simple as they looks around.. 35 points are after we spend 1.5 lacs..which most of people, now spending 1 lacs will struggle to spend... Also we must take care of 10 lacs per annum before reported by banks to income tax department.. So not that easy unless & until one really is...

Mumbai to Dubai via Vistara is 16k points..however availablity need to be confirmed.. I have booked from Delhi to Dubai Via Mumbai for three persons @ 16k+5k totalling 21k*3 persons roundtrip at 1.26lacs CV points for March-24 last month..

I doubt that.. 3x/5x will be on normal ratio

The Hmmm

As per their t&c, max cb from upi spends is capped to 500 per month.. how one can earn 10k to 15k ?

I guess it basically depends on branch to branch/ branch heads.. Some smaller towns/semi urban/urban area branch heads are comfortable with 5l burgundy AQB..

It should have been reported, Lucky You . And Yes, all Payments done are included.. even before bill Generation are included .

All payments even before bill generation are included.. Further all payments in different credit cards of same bank are reported and consolidated by bank.. Like if you have 3 axis Bank credit cards all payments made if cumulatively exceed 10 lacs will be reported by Axis Bank to IT Department...