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  1. Arnal07

    Confusion with ICICI Family 360 account.

    I will replace the card next week if they can't provide any solution.
  2. Arnal07

    Confusion with ICICI Family 360 account.

    Already enable online transaction,generated pin from imobile app for the family dc.Atm cash withdrawal is working fine but online transactions on flipkart,amazon,paytm etc. everywhere getting declined.No otp is coming.Emailed Icici level 1,2,3 but no solution.Branch employees tried for last 10...
  3. Arnal07

    Can't Log into SBI unipay. Any alternative?

    I have changed it to rupay from visa due to the acceptance for cc bill payment us various apps/sites.
  4. Arnal07

    Confusion with ICICI Family 360 account.

    don't take the family dc now.As I am struggling with that family dc for more than 2weeks now.Made many complaints on email and branch, still online transactions are getting declined.
  5. Arnal07

    Can't Log into SBI unipay. Any alternative?

    yes sbi vdc rupay
  6. Arnal07

    Can't Log into SBI unipay. Any alternative?

    @Abhishek012 Paid axis cc bill of 16k using sbi unipay with sbi vdc.Amount debited from ac but transaction failed on unipay.After few minutes got sms from axis that the amount is credited to cc.What to do?😵‍💫
  7. Arnal07

    (UnResolved - again )Don't buy Apollo pharmacy gyftr vouchers for any CC

    apollo gift card/E healing card is only applicable for medicine purchase.Anything other than medicine won't work.You can pay the extra/additional amount with upi.
  8. Arnal07

    Which Debit Card to use for Credit Card Bill Payment in May 2025

    why sbi vdc is not working???
  9. Arnal07

    Which Debit Card to use for Credit Card Bill Payment in May 2025

    I paid axis cc bill few hours ago using sbi vdc on sbi unipay.On unipay it showed transaction failed, amount debited from sbi ac and also the amount is credited to axis cc. What to do now?😵‍💫
  10. Arnal07

    Which Debit Card to use for Credit Card Bill Payment in May 2025

    @Abhishek012 'FreechargePaymentTechnMUMBAI' still gives reward points for sbi RUPAY vdc?
  11. Arnal07

    Great Summer sale HDFC CC cashback query

    Millennia cc is best for amazon,flipkart shopping upto 20k per calender month.
  12. Arnal07

    Great Summer sale HDFC CC cashback query

    yes 5% cb will be credited in the next month statement.
  13. Arnal07

    Taxation on same FD during two financial year(Tax year)

    50k is the tds exemption limit for the new financial year for deposit interest earned from bank,post office etc(non senior citizen).Banks do not deduct tds on savings interest. Yes, in this case banks will not deduct tds but you have to pay tax on your interest income.
  14. Arnal07

    sbi unipay failed

    It will normally take 5-7 working days for the refund.In no situation you can a debit card refund in few hours.Manage the amount of money from others and pay the bill immediately from the mobile banking app of the bank.Credit card issuer bank will not allow any extra grace period this reason.
  15. Arnal07

    Icici Rupay Credit Card not working for Online Gateway Payments

    cvv of my icici visa family dc is not 000, but still online transactions are getting declined.Even branch,customer support level 2 can't solve the issue.
  16. Arnal07

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    For peace of mind, I would suggest you to close Kotak account, take the money and open premium savings ac (like classic,preferred banking) by visiting HDFC branch.You will get better service and much better credit cards compared to kotak.
  17. Arnal07

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    any customer initiated transaction will do
  18. Arnal07

    SA with high interest rates or a bank FD?

    If you create a fd with monthly payout then your bank calculates interest rate quarterly and pays you monthly, means that you get a reduced interest rate.Hence, a fd with payout at maturity gives better or same return of the fd with monthly payout reinvested.
  19. Arnal07

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    I would suggest to OP and others who want to do large imps/neft transactions or self transfers, plz visit any sbi/hdfc branch and open premium savings ac(if not possible then open regular or normal) and submit 2-3x of your income while opening the account.Usually HDFC,SBI don't freeze accounts...
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