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  1. Vineet Kumar

    Does anyone use spa services at Delhi Airport?

    Since you have not mentioned about the proposed visit, whether it would be a paid one Or complementary through any aggregators like DF or DP. As I last checked, the spa facility through DF is available only on Terminal 3 of IGI Airport. It was Ode Spa initially then migrated to O2 Spa and...
  2. Vineet Kumar

    Unlocking Hidden Value: My Experience with BOB Eterna.

    Yes, BOB Eterna gives the FitPass benefit, irrespective of the Fee Code, whether paid or LTF. The 10000 bonus reward points are spend based, in the beginning of card usage, available to all fee codes. I applied online. It took more than 2 weeks for the card to reach me.
  3. Vineet Kumar

    Exclusive visa & Exclusive master card benefits

    Please post in Debit Card section.
  4. Vineet Kumar

    Free Guest Lounge Access with Pioneer Visa Infinite Debit Card!

    Yes, it is so. But entry to the programme itself is a task, if upgrade route is opted. For NTB they track till u reach the threshold, and thereafter it is easy.
  5. Vineet Kumar

    IndusInd Pioneer Infinite Debit Card vs IndusInd Grande Debit Card

    Another distinction between the two.
  6. Vineet Kumar

    Free Guest Lounge Access with Pioneer Visa Infinite Debit Card!

    I have been enjoying a Pioneer Banking Relationship with IndusInd Bank, which not only includes my primary account but also has four family accounts linked to it. Last month, I decided to introduce my 10-year-old son to the world of banking, so I got him his own account under the Pioneer...
  7. Vineet Kumar

    Unlocking Hidden Value: My Experience with BOB Eterna.

    Hey Buddy, U r right on that. I have definitely used the SBI CB where it was suitable. Nothing beats that, but again, as discussed earlier that's user case specific. Everything apart, given ur enthusiasm, I just checked ur profile and msg history. 20 posts on TF since morning? Hats Off man...
  8. Vineet Kumar

    Unlocking Hidden Value: My Experience with BOB Eterna.

    While I acknowledge that there are credit cards offering better options for accruing reward points, it's important to note that there isn't a universally applicable policy for credit card spending. My spending wasn't planned with the sole aim of maximizing Eterna reward points. Instead, it...
  9. Vineet Kumar

    Unlocking Hidden Value: My Experience with BOB Eterna.

    OK, I will try to answer one by one. Except around 2.5 Lacs on other miscellaneous categories and merchants, the majority of my expenses were channeled through PZ. None of the spending involved manufactured expense and all of it was utilized for air travel bookings and payment of children's...
  10. Vineet Kumar

    Unlocking Hidden Value: My Experience with BOB Eterna.

    As a seasoned credit card user, I've always been on the lookout for cards that offer more than just flashy perks. And boy, did Eterna surprise me! Over the past year, I've casually been earning and redeeming reward points with Eterna without giving it much thought. But recently, spurred by...
  11. Vineet Kumar

    Got Infinia Metal as 4th HDFC Card.

    I will try to respond to the queries one by one. I have banking relationship with HDFC since 2007 and hold a preferred saving account. I started my journey with HDFC CCs in 2012 with the then much coveted HDFC Jet Privilege World Credit Card, which offered one base fare waived ticket every...
  12. Vineet Kumar

    Got Infinia Metal as 4th HDFC Card.

    Friends, I'm thrilled to share that after having acquired the LTF Diners Club Black, LTF TATA Neu Infinity, and LTF Millenia cards, I recently added another gem to my collection – the INFINIA Metal card from HDFC Bank, as FYF. Now, acquiring this beauty wasn't a walk in the park, especially...
  13. Vineet Kumar

    RBI’s Latest Circular On Card Network Change

    **📢 Important Announcement from RBI: New Guidelines for Credit Card Issuance and Usage 📢** These guidelines aim to ensure transparency, choice, and convenience for credit card users across the country. Here's a summary of the key points outlined in the recent directive: 1. Choice of Card...
  14. Vineet Kumar

    Tata Neu Cards have become new favorite.

    Surprising! Weird are the ways of HDFC. In my case, I have 3 cards in total from HDFC including 2 core cards and 1 Co-Branded ones. All LTF. In process to procure 4th one..... Ace of their Pack, and hopefully 4th LTF.
  15. Vineet Kumar

    Golf Program Revision on IndusInd Bank Credit Card

    Just obtained a clarification from customer care also. Only Tiger credit card holders will not attract any spend condition after 24th Feb, 2024. All remaining cards including the Pioneer Metal Heritage will attract minimum spend criteria for the complimentary games and lessons. You can enjoy...
  16. Vineet Kumar

    Golf Program Revision on IndusInd Bank Credit Card

    So if you are reading from the General Conditions about this, please check changed condition no. 4 which says that conditions mentioned below will prevail till February 24, 2024.
  17. Vineet Kumar

    Golf Program Revision on IndusInd Bank Credit Card

    It appears so. Although have enjoyed 6-7 games in the last year, but couldn't use the Indusind Golf Program even once during the last year. Ironically had logged in the Apexlynx portal only in the day today to book a game through the Metal Heritage.
  18. Vineet Kumar

    Golf Program Revision on IndusInd Bank Credit Card

    IndusInd Bank Golf Program - Terms and Conditions (Changes w.e.f. February 25, 2024) (Complete T&C can be accessed at http://nc6.in/acIEd1) 1. A cardholder may request for a game or lesson booking, whether on a weekday/ weekend or public holiday, at least four (4) days in advance. Pioneer...
  19. Vineet Kumar

    The Grand Relaunch of Taj Mahal, New Delhi: A Celebration of 45 Years of Timeless Hospitality

    In a momentous celebration, the iconic Taj Mahal, New Delhi, marked 45 years of unparalleled hospitality, signaling the completion of an extensive transformation that redefines luxury in the heart of the national capital. As one of the most distinguished addresses in New Delhi, the Taj Mahal...
  20. Vineet Kumar

    RBI Introduces Stricter Measures for Credit Cards & Lending- Impact on Banks and Cardholders.

    A significant development has unfolded in the financial landscape as the Reserve Bank of India (RBI) imposes tighter regulations on credit cards. This move directly affects the issuance of new credit cards and other credit products, reflecting the RBI's commitment to bolstering the banking...
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