Refer to the post by @DevilDog . He has cancelled the monthly subscription and renewed yearly. If we loose everything on cancellation then everyone would only take it in Jan. And, as you would have seen in this thread many took it last year during Black Friday sale. This Nov when they cancel...
Indian cards don't work for monthly debits. I believe annual renewal will also not work as its Indian card. You can cancel the sub and take it again next year.
Status points won't be lost AFAIK.
Breakup:
Feb: Rs. 12000
Mar: Rs. 10000
Rs. 12000.
1st Statement Generated in Mar showing 1880 RP.
RP Breakup (probably): 240 RP (1x) + 200 RP + 240 RP + 1200 RP (5x for Feb)
I purchased 3 times from iShop using TB. Rs.12000 (Feb) , Rs. 10000(Mar) & Rs. 12000 (Mar). Statement showing 1880 RP. I believe the calc is 240 RP (1x), 200 RP & 240 RP + 1200 RP (5x). Baaki probably next month.
Planning to apply for my Dad, he has my add on CC and also has HDFC account. is it okay to apply from his account using the Add on card? Also, will it be delivered to home if applying non personalized?
I have both the cards that you mentioned. Atlas is not good for vouchers and we can't use it on sites that Axis does not like. PT generally good only until 4L and I instead use Gold for voucher purchases.
Other 3 cards are not generally issued to one and all.
I did not take TB initially as it...
This is my plan of using TB: Here I have discounted the RP by 5% considering that I can get ~5% disc using SBI CB or Amex cards.
UseMonthlyAnnual UsageReward P(-5%)
Apay 12,000.00 144,000.00 17,280.00 10,080.00
Flipkart 5,000.00 60,000.00 7,200.00...
Can you equate it against the charges one would incur by using CC. I have Regalia Gold with GVP on, so roughly 1.36-1.5 % based on bank rates. Is it better to use CC then?
If you utilize MR for MB or Miles the 1st option is better as if you purchase 10k from amex they would charge Rs. 4k. here you getting it at Rs. 3k.. I did not get this option, so took 50%.