might think applying for SC Smart (till 50k spends) along with AU (10k spends) but still need something for the remaining 40k (or maybe more)
pls confirm if sc smart gives 2% on govt till 50k
Please suggest CC for upcoming govt spends (under govt MCC) before monthend approx 1L Valid only for CC Visa/MC/RuPay
(Cards I have AMEX MRCC Not Applicable, AU LIT (5% activated can use only till 10k), ApayICICI not sure if valid on govt mcc, OneCard Fed, IDFC Wealth a waste card now, AXIS...
@TechnoFino @admins could we have a steps to open/upgrade etc as a single post pinned on top (may be as a best answer)
May be some could write a good latest ways to open/upgrade and link
What's major benefits with idfc wealth ??
I can only see 500 on 5k spend as welcome and then 10x reward over 30k spend which is like 2-3% reward rate
Please enlighten, I got one (pre-approved) but not able to understand its power yet 😕🤦
Will this work for following case
get iphone 15 from vijaysales at store with extra 4k HDFC Discount + NCEMI using HDFC Regalia Credit Card
and then cancel NCEMI to get saving of ~3000
so iphone store cost - 4k discount - 3k emi discount without any processing fee or emi discount reversal ?
How about the least thought card AU LIT here..
Enable 5%cb feature for bills upto 10k per 30 day cycle form date of enabling the feature
Additionally can enable 5x reward on offline spends (if spends are >20k in 3 months)
Feature cost = 5% 299+GST (353/-).. 5x 299+GST
If you transact for 10k...
I think its max credit Limit at any point in time for most/all of the CCs .... if you have CL=2L and use 2L you can only use 3L regardless of the month until you clear out your balances.
From my understanding, It's the same as any loan where the bank utilizes a percentage of their assets to give...
Sadly the card is <6m so can't go for usual LE option... I have Magnus>1yr but if i ask for LE on that they are not sure if they'll be able to match VI limit to magnus