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  1. B

    no AMEX is not applicable

    no AMEX is not applicable
  2. B

    might think applying for SC Smart (till 50k spends) along with AU (10k spends) but still need...

    might think applying for SC Smart (till 50k spends) along with AU (10k spends) but still need something for the remaining 40k (or maybe more) pls confirm if sc smart gives 2% on govt till 50k
  3. B

    [cant apply for SBI(rejected), Fed as I have OneCard] || no issue with CIBIL (>790)

    [cant apply for SBI(rejected), Fed as I have OneCard] || no issue with CIBIL (>790)
  4. B

    Please suggest CC for upcoming govt spends (under govt MCC) before monthend approx 1L Valid only...

    Please suggest CC for upcoming govt spends (under govt MCC) before monthend approx 1L Valid only for CC Visa/MC/RuPay (Cards I have AMEX MRCC Not Applicable, AU LIT (5% activated can use only till 10k), ApayICICI not sure if valid on govt mcc, OneCard Fed, IDFC Wealth a waste card now, AXIS...
  5. B

    Devaluation Axis Vistara Credit Cards Huge Devaluation wef 3rd January 2024

    Hey this is same with my case about the transaction date on govt spend, any luck on this ?
  6. B

    Is it even gps tag or just a qr scanner so whoever finds it will scan to get owner details to...

    Is it even gps tag or just a qr scanner so whoever finds it will scan to get owner details to return (hopefully)
  7. B

    Axis reward points not opening

    It’s up and running again now
  8. B

    Mobikwik started charging for credit card payments via debit card

    Party is over !! :( Also FULLPAY 1% is reduced to Rs. 75 !! :(
  9. B

    IndusInd bank Select Savings Account and Legend Credit Card

    @TechnoFino @admins could we have a steps to open/upgrade etc as a single post pinned on top (may be as a best answer) May be some could write a good latest ways to open/upgrade and link
  10. B

    Searching for a good second credit card

    What's major benefits with idfc wealth ?? I can only see 500 on 5k spend as welcome and then 10x reward over 30k spend which is like 2-3% reward rate Please enlighten, I got one (pre-approved) but not able to understand its power yet 😕🤦
  11. B

    iPhone 15: Who is buying? And What Credit Card Should One Use For Maximum Value Back?

    Will this work for following case get iphone 15 from vijaysales at store with extra 4k HDFC Discount + NCEMI using HDFC Regalia Credit Card and then cancel NCEMI to get saving of ~3000 so iphone store cost - 4k discount - 3k emi discount without any processing fee or emi discount reversal ?
  12. B

    Best Credit card for medical spends category

    How about the least thought card AU LIT here.. Enable 5%cb feature for bills upto 10k per 30 day cycle form date of enabling the feature Additionally can enable 5x reward on offline spends (if spends are >20k in 3 months) Feature cost = 5% 299+GST (353/-).. 5x 299+GST If you transact for 10k...
  13. B

    NPS payment

    Axis Vistara but only till 3rd Jan 2024
  14. B

    Regarding Over-Limit and Limit Enhancement for Axis CC

    I asked in branch for OL they mentioned it'll be approx 30% on CL
  15. B

    Behind the scene of credit card limit and fund

    I think its max credit Limit at any point in time for most/all of the CCs .... if you have CL=2L and use 2L you can only use 3L regardless of the month until you clear out your balances. From my understanding, It's the same as any loan where the bank utilizes a percentage of their assets to give...
  16. B

    Regarding Over-Limit and Limit Enhancement for Axis CC

    @D₹V don't laugh ... It's a joke on me just like this
  17. B

    Regarding Over-Limit and Limit Enhancement for Axis CC

    Sadly the card is <6m so can't go for usual LE option... I have Magnus>1yr but if i ask for LE on that they are not sure if they'll be able to match VI limit to magnus
  18. B

    Regarding Over-Limit and Limit Enhancement for Axis CC

    Meanwhile have mailed pno waiting for their response
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