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  1. knight

    Apple Product Purchases with Points on Infinia Smartbuy Portal: Best Time, Pricing, and Rewards

    does VIP lounge section have any good threads on miles redemption guides?
  2. knight

    HDFC Infinia June large SmartBuy reward points reversal

    Following . 🌚
  3. knight

    Apple Product Purchases with Points on Infinia Smartbuy Portal: Best Time, Pricing, and Rewards

    Does Miles Transfer give good value? comparable to Smartbuy flights/hotels?
  4. knight

    Apple Product Purchases with Points on Infinia Smartbuy Portal: Best Time, Pricing, and Rewards

    0.5 Rs/point right? :( Apple store price seems to be 16900. Does DCBM give 1:1 for any redemption option except Hotels and Flights?
  5. knight

    Devaluation Amazon pay balance changes - Category based restrictions

    Anyone tried to get split payment links for Aditya Birla Health?
  6. knight

    Which Debit Card to use for Credit Card Bill Payment in July 2025

    You'll get for all transactions. Before menu activation as well.
  7. knight

    Which Debit Card to use for Credit Card Bill Payment in July 2025

    New accounts take 7-14 days for RP menu activation.
  8. knight

    Devaluation Amazon pay balance changes - Category based restrictions

    Did they split on BBPS? Or just razorpay links kinda?
  9. knight

    Devaluation Kotak Myntra Credit Card Discontinued effective 10th July 2025 🚨

    Zen rupay doesn't seem to have any added benefits. I already have Tneu.
  10. knight

    Devaluation Kotak Myntra Credit Card Discontinued effective 10th July 2025 🚨

    It's happening in phases. Another friend didn't get upgraded yet.
  11. knight

    Devaluation Amazon pay balance changes - Category based restrictions

    If it's a merchant link then no limit. Limit is only on BBPS payments through Amazon app bill payment section.
  12. knight

    Devaluation Kotak Myntra Credit Card Discontinued effective 10th July 2025 🚨

    Zen started showing in Kotak app today. Although Myntra was rupay and zen is visa.
  13. knight

    Which Debit Card to use for Credit Card Bill Payment in July 2025

    Abusing the system just leads to quicker devaluations. Also nothing is stopping them from debiting those points later OR debiting your account balance in case of less points. We've seen this with SBI, HDFC, Axis already.
  14. knight

    Which Debit Card to use for Credit Card Bill Payment in July 2025

    How much was your bill due? As per website HDFC can levy up to 2% of TAD. For 5000, your bill would have to be 2.5L. "Autopay return charges will be 2% on the total payment amount subject to a minimum of ₹ 450/-* (Refer to MITC ie. most important terms and conditions document for latest...
  15. knight

    Which Debit Card to use for Credit Card Bill Payment in July 2025

    I agree with you on that part that OP is responsible for maintaining more than enough funds. Infact anyone should maintain a surplus of 2-5k at least, in case they get charged debit card fee or anything else unexpectedly on autopay accounts. But 4999 also seems like an outrageous amount for...
  16. knight

    Millenia Visa vs Diners Club

    Visa. Better acceptance. Diners has no major benefit over Visa in Millennia afaik.
  17. knight

    CRED Gift cards live NOW

    One important thing i noticed is that Yatra Gift cards on cred are valid up to 2 months. Kindly be aware of the short validity. And if anyone got a longer validity like 1 year, kindly confirm.
  18. knight

    CRED Gift cards live NOW

    I believe that's true, Earlier also we've seen complaints from users not being able to use bank discounts with gift vouchers on travel aggregators. But still might be useful for someone making a small ticket booking, and also the discount is almost equivalent to what we get in bank discount...
  19. knight

    Revision in HDFC HNW Programme Eligibility Criteria w.e.f July'25

    Seems like they just want to position preferred between Classic and Impria.. Classic has 1L MAB Imperia has 10L MAB
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