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  1. knight

    HDFC Swiggy CC LTF Offer

    People are getting LTF offers. Check your swiggy app.
  2. knight

    Credit Card Blues Anthem

    Somebody made a Credit Card blues Song https://www.reddit.com/r/CreditCardsIndia/s/2SVzmIFNJ2
  3. knight

    Best way for Hdfc credit card bill payment

    It shows payment successful, then redirects to a faliure page. Looks like SBI has disabled CC payment via debit cards.. atleast in HDFC's case
  4. knight

    Best way for Hdfc credit card bill payment

    still only 2 txns of 1k allowed right?
  5. knight

    Best way for Hdfc credit card bill payment

    Any alternatives for HDFC CC bill via HDFC Platinum DC?
  6. knight

    Best way for Hdfc credit card bill payment

    lol. risk le le ke hi yahn pohche hain.. new debit card aaj hi aaya and due date is close islie confirm krna is important.
  7. knight

    Best way for Hdfc credit card bill payment

    @MrJJ @the_dark_knight @D₹V @Abhishek012 @VISHESH_BANSAL Can someone pls confirm if HDFC Platinum card is giving 1% CB for HDFC CC Bill on SBI Unipay.. And does it usually work? I see a lot of failure complaints in some threads
  8. knight

    Any option to avoid paying Mobikwik wallet convenience charges ?

    myntra accepts MBK wallet.
  9. knight

    HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

    We would like to inform that the MCC code for the said transaction is One Mobikwik Sys - 6012 Financial Institutions--Merchandise and Services. Got this reply for a txn in december.
  10. knight

    Millennia Debit Card Cashback Credited???

    aisa hi raha to abhi 1500 ka or hoga mujhe 🥲
  11. knight

    Millennia Debit Card Cashback Credited???

    Asked HDFC about MCC for the Mobikwik txn that didn't give rewards. Got the below reply: "Mentioned transactions is not eligible for 1% reward points as merchant category is "POI Funding transactions" and does not fall under above categories."
  12. knight

    Tata Neu BBNow Bonanza 50 Neucoins on order of 250

    I think most instant delivery apps are charging handling fee.. blinkit and instamart are charging.
  13. knight

    Kotak Myntra Credit Card with zero fee for upto 3 years

    Han NTB ka approval 30 mins me kr diaa. Yahn ETB ka 6 din se processing hai
  14. knight

    How long since you last got allotment in an IPO?

    I don't spend much time researching IPOs. Except for 10-20% well-known brands.. like mankind, TataTech.. It's hard to determine the actual value of the stock especially startups and less known companies. It's great for a quick bet on listing gains based on the hype and industry demand. But...
  15. knight

    Kotak Myntra Credit Card with zero fee for upto 3 years

    The simple logic is "If you got those 1000 as actual cashback in card statement, you'd be 'paying' that money from your bank as per your logic, but that money was cashback anyways so it's free. When you get a cashback on a card in any app wallet (like neucoins or swiggy money, even hdfc points...
  16. knight

    Is NPS worth the Hype?

    I think the long post was causing some confusion. So I've added 2 questions at the top for better context. But does the 'Income Tax Saving' really help in the long run? Does Investing more in NPS (as a result of tax saving) actually translate to a bigger Retirement Corpus or better returns...
  17. knight

    Is NPS worth the Hype?

    In reality, we never really get full control over our money until we actually have it in our hands. There are always scams happening even in fund houses, banks, and other institutions. Diversification just helps us ensure that we won't get ducked by a few failing institutions. Even I'm planning...
  18. knight

    Is NPS worth the Hype?

    I believe you mean the ~32% income tax that we don't pay while putting in NPS.. It's factored in as NPS contribution is considered 50K while MF contribution is considered 34K
  19. knight

    Is NPS worth the Hype?

    The thing about asset allocation is, that my current portfolio always has a decent debt and emergency fund portion. So NPS doing it again for me with the money i won't really use for 25+ years seems unnecessary. And ofcourse, If I take it and invest it with the rest of my money, keeping it...
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