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Question: We've already seen that the APay is superior to the GC. So why would anyone want to have a GC if the renewal fees are not waived/reduced? At what spend levels are the fees for the GC reduced/waived?

Ok. I made a fool of myself! I would have 5310 cash in hand and 1440 Amazon GC. Which is better than 6336 Amazon GC I'm an idiot!

[Wrong calculation follows. I'm retaining my insane text so that others don't make the same mistake] [Wrong calculation starts] @cardzo You opened my eyes today. I never ever thought of calculating it that way. I would deduct the card fee from the cashback and be done with it. Your way makes...

I'm facing the same issue. I'll have to wait for the bill to be generated now IndusInd was BBPS enabled a long time ago. I can't remember whether I paid before statement generation or not However, I also have BOB Select which is also BBPS enabled and the transaction went through without bill...

If someone has a genuine need for the a/c and is a woman/wants to open on behalf of a woman, perhaps they could try this option? https://videokyc.indianbank.in/#/mobileEmailPage Then maybe we would see if such an a/c exists. I'm beginning to think it doesn't because that page was last updated in...

For Mahila Shakti account? Have you tried it? I haven't and I would like to know

Indian Bank. I was referring to the post that I quoted https://www.indianbank.in/departments/ib-mahila-shakti-for-women/

Does anyone have any idea wrt the following scenario Wife has Canara Angel Lavender variant (30K MAB). Husband has Canara Bank SB Power Plus (1L MAB) Will the husband's 1L MAB account get converted to a 0 MAB account?

Canara is better: Canara has Rupay Platinum DC LTF for all variants For UBI, only the DC issue charge is waived off, AMC is charged (according to docs online) Indian Bank seems good for getting another Rupay Platinum DC. Only 1000 MAB and Rupay Platinum is LTF

You can have a max of 2 Savings Max accounts with one DC attached to each. A 3rd Savings Max a/c is not possible. But your 3rd account can be Speciale Gold/Platinum. I tried opening a 3rd Savings Max account with another branch and was told that it was not possible Check the FD cushion clause...

I agree. I think the ICICI "admission" was just a load of misdirection. A bunch of jargon that sound legit but means nothing. What exactly did they mean by "erroneously mapped"? The card was probably matched to the correct person who had ordered it, but what was shown was probably due to a bug...

Wouldn't it be better to use pay with points as a redemption option? That way I think you get CC points too. I could be wrong. More than a year since I considered the redemption aspect

It looks good https://www.technofino.in/community/threads/hdfc-offering-infinia-against-investment-is-it-worth-it.23049/post-560193 and then not good :)...

Try again after some time. The login bug happened about 40% of the time for me. The remaining 60% of the time I could login. I used it only for a few days and am probably never going to use it again, unless it improves

Try at the branch. Some things are only possible at branch level

Within a day or two in my case. It may have been shown the same day but I think I went back after 2 days EDIT: It was shown on the bank person's system when I went back after 2 days (I didn't have photos the first time I went)

Savings Account money

I have no idea about the financial stability of either. I guess both are relatively stable. From a usability and reliability viewpoint: It is very easy to invest in IPOs using IDFC. I do it all the time. Sadly, I haven't got a single allotment after LIC IDFC Net Banking platform seems more...

TRV of 30L (PPF not counted) https://sbi.co.in/web/wealth-management/individual-clients Contact your branch and they'll put you in touch with the people responsible for the Wealth program

Have you ever wound up with negative returns in the last year?