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  1. H

    Pinnacle card 5k offer for new clients few days left

    Hi @RS1910 ... had few queries Actually I have already upgraded from Legend to Pinnacle with the voucher offer, and have Indusind Select Account... Any online procedure to upgrade to Indusind Exclusive Account ?
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    Can we not block this spammer?

    True, one of the reason why I have started being less active here. Number of bots are increasing !
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    Airtel thanks app removed CC pay option.

    +1 unable to pay via Airtel Axis CC infact no option to pay via any DC/CC ... i dont have any airtel wallet/payment bank account. Irony is, I am getting ads in the app to apply for for airtel axis cc everywhere while I have one already and cannot use it. Edit: Tried for Electricity and Gas...
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    HDFC Card CRED Payment

    I believe HDFC was down for maintenance for their Credit Card and Debit Card System, or has planned to. I had received a notification regarding the same. Maybe that is leading to the delay.
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    Axis Airtel Card cashback blunder.

    I Don't recollect exactly, but I believe it had something related to AIRTEL
  6. H

    Axis Airtel Card cashback blunder.

    https://www.technofino.in/community/threads/axis-airtel-card-cashback-blunder.533/post-20480 Check this post, I have given a picture of my statement. It shows AIRTELMUMBAIIN
  7. H

    Congratulations @TechnoFino 🎊 .... Onwards and Upwards 💯

    Congratulations @TechnoFino 🎊 .... Onwards and Upwards 💯
  8. H

    Which card is it this time around ? Awaiting the unboxing !

    Which card is it this time around ? Awaiting the unboxing !
  9. H

    IDFC First Bank Debit Card Charges from June 30 2022

    Oh okay ! They should Probably remove that from their UI ... Just a suggestion !
  10. H

    Best UPI APP ?

    Now amazon started "Better Luck Next Time" in their scratch cards and I have bad luck with them I guess 😂
  11. H

    Axis Bank Credit Card Low Limit Problem & Possible Solutions

    Rbl Zomato is the lowest now ... 50k 😂
  12. H

    Axis Bank Credit Card Low Limit Problem & Possible Solutions

    Just Received Credit Limit Enhancement on my FK Axis Credit Card. Do look out ! Old Limit - 45k New Limit - 90k So FK axis is now no-more my lowest CC limit card 😂 ... Finallyyyyyy
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    IndusInd Legend CC LTF Offer query

    In general, there is a 3-6 month cooling period. Apply after 6 months on a safer side. Some banks(like SBI) don't have such criteria, not sure about Indus specifically though ! On the second point, generally it won't help with Indus. Indus is the only bank which has done home and office...
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    IDFC First Bank Debit Card Charges from June 30 2022

    You can go to any branch and fill the downgrade form. If you don't want a debit card, you have the option to choose " Do you have an existing DC? If no, do you want a DC ?" ... You can fill NO in both. But if you have a existing DC, it will be blocked and a new one will be issued as per your...
  15. H

    IDFC First Bank Debit Card Charges from June 30 2022

    No, unless the Branch allows it specifically. It depends on them !
  16. H

    How Is IDFC Zerodha 3-In-1 Account?

    That One Click button is what gets added.
  17. H

    Unable to Convert HDFC Bank Savings account to Salary

    Hi, I have done this prior and from my knowledge, it can only be done at the branch by physical visit and form filling Is HDFC mobile app not Working for everyone ??
  18. H

    Should i take personal loan against credit card will it impact negatively on cibil??

    Yeah Yeah, but that rate is for someone with a good credit history or background. Even with no background, 10-11% rate is available. I got a pre-approved loan on CC at 17%. If its pre-approved, doesn't mean you need to take it 😅. This was the perception of @dhiraz it seems !
  19. H

    Should i take personal loan against credit card will it impact negatively on cibil??

    But you can still get a personal loan based on your requirement by providing details on bank websites. You would get better offers than this. Talking about Cibil, both will show up as credit loan in your report so both would have the same impact. Impact would be more on the quantum of amount...
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    Should i take personal loan against credit card will it impact negatively on cibil??

    Take a personal loan instead, you'll get it around 10-11%. Interest rate for loan on CC is way higher and other hidden charges like high fore-closure charges are levied !
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