Very simple answer. It is clear that you are thinking of taking this card only to exploit the welcome points (which also do not cover the astronomical joining fee plus GST). Further, you have mentioned that you have no intention of continuing with this card in the second year. This clearly shows...
I have been approved DBS Spark5 Credit Card as a Lifetime Free Card. It will be delivered today. I have a Digibank Savings Account since 2016 and maintain only minimum balance of Rs. 10000. The temporary Credit Limit given on this card is Rs. 80000. Higher Credit Limit will get activated after...
I received this mail from Axis yesterday only in my bulk mail box !! I did NOT make any request to them.
I suggest that you may please wait for sometime as Axis seems to be rolling out this limit merger thing for all the customers.
Now Axis has done this on its own in my case WITHOUT my request. My highest credit limit on my Vistara Infinite card has been made the limit of my remaining 2 cards also, WITHOUT my asking. Screenshot of mail received is attached.
Did anyone try the Swipe Up platform? I was thinking of applying using my HDFC Infinia as a base card but have 2 doubt
1. What card better than Infinia can AU provid
2. HDFC does not mention Credit Limit of its cards in CIBIL. Should I try using Infinia or some other card?
I applied for a friend and gave his Kotak Zen Card with Rs. 449000 limit as a base card. He got instant approval for AU Xcite Ultra card with an enhanced limit of Rs. 785000. V-KYC yet to be done.
To get IDFC Wealth CC, the easiest way is to first upgrade your S/B A/C to Wealth Account, for which a huge balance is required. After upgrading to Wealth Account, IDFC upgrades Select CC to Wealth CC upon request. I got upgraded in this way.
But, is Wealth CC worth it for the balance you are...
I followed the same steps as advised in your post and got exactly the same messages/response from RBL Bank. Finally, I also received a call from RBL Bank's Social Media team informing that I will get the invitation soon !! Let me wait. Thanks a lot for the guidance.