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No, I'll use Millennia for Smartbuy portal and Neu Infinity for gift cards in Tata Neu app, they have smaller collection of vouchers but returns are higher as they give additional 5% apart from the discount already offered.

I'm done with this Magnus game now... Just have 1.5L left for renewal fee waiver, will compete this and wait for my accelerated points, will close magnus in 2025... I'll move to combination of Amazon pay ICICI (For Amazon), SBI Cashback (For other online Spends), Millennia (for vouchers) & Tata...

Yes, Even I'm trying to redeem those 25K points, portal is too slow.

Points Credited. Travel Edge is too slow now, can't redeem.

Still not credited.

😄 Infinia mil raha hota to kya hi baat thi. I don’t meet their salary criteria for Infinia. Further, all my banking relationship is with ICICI (Salary Credits, FDs, Loans etc.), sadly ICICI doesn’t have any good Credit Cards. I don’t even have a savings account in HDFC. Maybe It’s better to use...

Most of my cards are free. I'm fine with miles and points if I get better value in return than cashback.

Cards I'm currently using are: 1. Tata Neu Infinity Rupay (for UPI) 2. HDFC Millennia (For spends of 20K via Smartbuy + 20K from specified Merchants + Offline Transactions) 3. Amazon Pay ICIC (I use this when I exhaust accelerated spends on Millennia) 4. SC Digismart Credit Card (for 20%...

This is my first post on TechnoFino. I'll be getting Magnus by tomorrow. Is it even worth it now? I shop on Amazon mostly, and it now has 2x Gyftr rate, that translates to around ~4.8% return in miles. Even Amazon pay ICICI credit card gives 5% flat on shopping through Amazon. Even HDFC...