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Will that cause any issue with the credit score, as it will decrease the cumulative limit?

I applied for a cashback card one week back but after reading all the comments in this thread, I feel that rejection is a strong probability. Their system is F'd up and couldn't even do KYC properly. They had to send people twice for kyc verification, once with biometrics and then they informed...

fyi.. I had no account with idfc, so probably they did the physical verification.

I applied in January as well. I wonder what went wrong there. Dear Customer, Greetings from IDFC FIRST Bank. Sorry! We regret to inform you that your IDFC FIRST Bank Credit Card application no xxxx has been rejected, as it does not meet our internal criteria. Always You First, Team IDFC...

Online.

So a few months back I applied for IDFC credit card after receiving multiple emails from them, about a pre-approved offer: 1. A person visited my home for physical verification. 2. Received a call from CC about why my residential address and office address are in different locations. (WFH...

I had the opposite experience with SBI. I asked them to close the card and they did, no retention call or anything. :D