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  1. sahil1033

    Bad news for SBI Cashback card Travel spend Reported MCC 4112 (no cashback on this MCC)

    Will I get 5% cashback if I book directly from Indigo's website?
  2. sahil1033

    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    HDFC Bank is asking for proofs for transaction dispute, what to show when there's no trace of the transaction and I didn't even take the transaction failed screenshot. I'm feeling I literally need to start screen recording anything new at least.
  3. sahil1033

    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    lucky you, in my case HDFC Bank is asking for all sorts of proofs and I've NONE
  4. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    I've kept Rs. 10 lakhs, 3 lakhs MAB is what the guy from bank mentioned in order to stay within the Wealth banking or else will be downgraded as soon as I'm upgraded, I'll surely offload all the money ... I hope IDFC First Bank doesn't downgrades from Wealth to regular banking
  5. sahil1033

    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    Things are getting out of hand now. I still haven't received the refund of Rs. 1,000 done via HDFC Bank debit card. I even wrote an email to support.bbps@sbi.co.in but there has been no response yet. Raised transaction dispute with HDFC Bank and they replied today with the response that...
  6. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    I called IDFC First Bank's customer care and asked them to arrange a call back from branch manager or someone from the branch. Got a call in a few days, asked the person to upgrade to Wealth banking. He told me I need to maintain 3 lakhs MAB and shared the consent SMS which I accepted. Waiting...
  7. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    Boring Road, Patna is the home branch
  8. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    I funded Rs. 10L to my IDFC First Bank savings account 2-3 days ago, there's no RM assigned to me. Should I wait for 1-3 months to get the update to Wealth triggered or do something from my end as well?
  9. sahil1033

    Which is your First Credit Card of 2024

    Kotak League RuPay (LTF)
  10. sahil1033

    [Query] Paytm Wallet to Bank Account Transfer - Safe (Monthly) Limit ?

    my interpretation is, first you need to pay CC bill of Rs. 15k or more using WALLET350 promo code ... then you'll get a promo code I guess, using which you'll get 1.8% cashback in fuel wallet upto Rs. 350 when you add money to Paytm wallet via credit card super bullshit offer 🤮
  11. sahil1033

    [Query] Paytm Wallet to Bank Account Transfer - Safe (Monthly) Limit ?

    yes, I do avail the offer but only when cashback rate is equivalent to convenience fee charged for adding money to wallet via credit card. Generally it's 1.5% cashback in fuel wallet but very rarely, they come up with 2.35% cashback which is exactly the convenience fee rate charged to me and...
  12. sahil1033

    [Query] Paytm Wallet to Bank Account Transfer - Safe (Monthly) Limit ?

    It's in their T&Cs, if transferring more than Rs. 5,000 per month from wallet to bank, Paytm can increase the convenience fee incurred on adding money to wallet via credit card.
  13. sahil1033

    [Query] Paytm Wallet to Bank Account Transfer - Safe (Monthly) Limit ?

    any specific reason for that? I mean, transferring merely Rs. 5k per month from wallet to bank shouldn't do any harm I guess.
  14. sahil1033

    [Query] IDFC First Bank Wealth Add-on Credit Card

    Yes, you're right (y)
  15. sahil1033

    [Suggestion] HDFC Bank Preferred to Imperia Banking Upgrade - Grab/Pass ?

    but saying things like : - can't initiate upgrade from branch, it will be auto triggered from system - bank tracks balance for a quarter before sending invite for upgrade to which I responded that if MAB required is Rs. 10L, why would bank wait for a quarter and then initiate invite? it's MAB...
  16. sahil1033

    [Suggestion] HDFC Bank Preferred to Imperia Banking Upgrade - Grab/Pass ?

    doing that only now, not left with any option now
  17. sahil1033

    [Suggestion] HDFC Bank Preferred to Imperia Banking Upgrade - Grab/Pass ?

    yes, will do that only now I know it's not true, that's why I was waiting for auto-invite ... last time I got the auto-invite fairly earlier than this time but will have to knock doors of higher authorities to get the invite/upgrade
  18. sahil1033

    [Suggestion] HDFC Bank Preferred to Imperia Banking Upgrade - Grab/Pass ?

    My RM is hopeless and I did ask him about this and his response is "it's not in his hands, link for upgrade can't be initiated from branch". HDFC Bank never fails to piss me off and I'm not amazed (as usual).
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