HDFC Bank is asking for proofs for transaction dispute, what to show when there's no trace of the transaction and I didn't even take the transaction failed screenshot. I'm feeling I literally need to start screen recording anything new at least.
I've kept Rs. 10 lakhs, 3 lakhs MAB is what the guy from bank mentioned in order to stay within the Wealth banking or else will be downgraded
as soon as I'm upgraded, I'll surely offload all the money ... I hope IDFC First Bank doesn't downgrades from Wealth to regular banking
Things are getting out of hand now. I still haven't received the refund of Rs. 1,000 done via HDFC Bank debit card.
I even wrote an email to support.bbps@sbi.co.in but there has been no response yet. Raised transaction dispute with HDFC Bank and they replied today with the response that...
I called IDFC First Bank's customer care and asked them to arrange a call back from branch manager or someone from the branch. Got a call in a few days, asked the person to upgrade to Wealth banking. He told me I need to maintain 3 lakhs MAB and shared the consent SMS which I accepted.
Waiting...
I funded Rs. 10L to my IDFC First Bank savings account 2-3 days ago, there's no RM assigned to me. Should I wait for 1-3 months to get the update to Wealth triggered or do something from my end as well?
my interpretation is, first you need to pay CC bill of Rs. 15k or more using WALLET350 promo code ... then you'll get a promo code I guess, using which you'll get 1.8% cashback in fuel wallet upto Rs. 350 when you add money to Paytm wallet via credit card
super bullshit offer 🤮
yes, I do avail the offer but only when cashback rate is equivalent to convenience fee charged for adding money to wallet via credit card. Generally it's 1.5% cashback in fuel wallet but very rarely, they come up with 2.35% cashback which is exactly the convenience fee rate charged to me and...
It's in their T&Cs, if transferring more than Rs. 5,000 per month from wallet to bank, Paytm can increase the convenience fee incurred on adding money to wallet via credit card.
but saying things like :
- can't initiate upgrade from branch, it will be auto triggered from system
- bank tracks balance for a quarter before sending invite for upgrade to which I responded that if MAB required is Rs. 10L, why would bank wait for a quarter and then initiate invite? it's MAB...
yes, will do that only now
I know it's not true, that's why I was waiting for auto-invite ... last time I got the auto-invite fairly earlier than this time but will have to knock doors of higher authorities to get the invite/upgrade
My RM is hopeless and I did ask him about this and his response is "it's not in his hands, link for upgrade can't be initiated from branch".
HDFC Bank never fails to piss me off and I'm not amazed (as usual).