I have my plat travel renewal due on 18th July, I did not get any waivers offered. Thinking of closing this card. 2 Atlas + mrcc/gold does the job, and I dont really stay in Taj as much. I've spent approx 5L on the card.
I already had my doubts about this card, if I dont get any waiver I will just close this card. I will stick to mrcc + gold then. Already got fee waiver for mrcc
Many people got their policies when they are much older, hence high premiums. Some have older parents etc, their premium will easily touch atleast 50K without much cover also. Some people pay 2 or 3 year in one shot to lock in the premium as well.
some people have reported the cc option goes away for them, for some it is there. I dont use it. should it be fine? in theory yes. you will need to try
it has restriction of 30K pm and is a little random. you could combine that + maximize.
currently I just do : gyftr + woohoo + whatever extra needed from apay and that covers most of my needs. otherwise go to maximize.