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  1. karanssh

    Trick to get unlimited free reports from CIBIL website (free account)

    i would also like to know :D
  2. karanssh

    Citi to Axis Bank Migration Notification

    *PSA* For anyone who has Citi Bank account mapped to their MF folios as payment account: If you have any MF redemptions planned in your MF folio mapped to citi, please get it updated. My NEFT transfer failed because axis updated the IFSC but didn't update the account number and some validation...
  3. karanssh

    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    I just got the offer today. icici used to be my salary account but now I just use it as a zero balance account for day to day txns have icici plat, apay, coral rupay with 9.4L limit. Got offer for dual rubyx LTF, took it I do have decent spends on the cards though, I used it for 2-3L over last year.
  4. karanssh

    ICICI sent someone else loan documents to my address

    This could be serious, it could be a fraudulent activity. Better to do as much as possible to keep your name and address in the clear. Post on twitter, email them and take it to branch too. If they dont respond positively file a police GD or similar.
  5. karanssh

    ICICI debit card charges revised wrt 1st may

    yeah, the SMS charges are crazy high, per sms cost is like 4-5p for banks
  6. karanssh

    Best Bank to park funds <5 lakhs

    7 is a bit too optimistic. if you are in 30% bracket, then parking some funds in equity arbitrage makes sense with liquid funds, expect 5-7% depending on repo rate
  7. karanssh

    Experian - New scoring method?!?!

    mine dropped from 851 to 822
  8. karanssh

    YouTube vanced problem!

    seriously, you pay 190 and divide it by 6, that's like one cup of tea payment. That also you can do via cc or apay. it's a good purchase
  9. karanssh

    Axis and Cred payment issue

    payment settled doesn't mean deposited to card though. payment settled means it was received by cred, isnt it?
  10. karanssh

    Citibank to AxisBank

    is there any point to burgundy anymore? m4b is basically dead... besides I would like to know how they decide too. Have not received anything so far
  11. karanssh

    amex not accepted for youtube premium

    You could buy AGV/ASV using Amex Gyftr, and then recharge your google pay balance or buy a google play gift card and add it to your account and use that as a payment method. You need to add a debit card, but then you can set primary method as google play balance if it has enough balance in the...
  12. karanssh

    Citibank to AxisBank

    have you considered indusind? if no, why?
  13. karanssh

    Charge card vs regular cards

    One that i can think of immediately is that with charge cards you need to pay in full every month, no roll over. With regular CC with say, limit of 2L, txn would never go through, but with charge cards you can talk to amex and get a txn approved before carrying it out.
  14. karanssh

    if @Akashn gets a gf after using this tinder gold he owes @raj007 a treat 🤝

    if @Akashn gets a gf after using this tinder gold he owes @raj007 a treat 🤝
  15. karanssh

    Upgrade Your Amex Card and Get 1,35,000 MR Points

    I only have MRCC, and I spend 6-10K on the card and got this offer.
  16. karanssh

    Best P2P lending platform advice

    Why did you blacklist Invoice Trades and Falcon? Just want to know the rationale
  17. karanssh

    Best Loan Apps without Cibil Hard Inquiry

    the only way I can think of is if you have a loan offer against your cc or something but those are pretty expensive interest rates wise
  18. karanssh

    ITC-ITH transfer guide for Bangalore

    In case anyone goes for redemption via ITC-ITH route in Bangalore: I redemeed points for a domestic trip. The voucher came in about 7-10 days, dont know the exact timeline, but they couriered via bluedart. There is an ITH office in cox town. The office itself - complete sarkaari vibe :ROFLMAO...
  19. karanssh

    Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

    as we probably have lot of overlap between JS experts and cc users in this community, someone should offer to fix it for them in exchange for upgrade to infinia :ROFLMAO:
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