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I have received the code via branch today after Ombudsman complaint. Activated my membership today.

Buying an iPhone every month is probably a part of manufactured spending. Not your real one.

Never make such big payments through shady apps. Go with Netbanking. These apps have to keep a pre paid balance with NPCI to process payments. It takes about 1-2 days to receive payment you made via debit card in their current account, so they hold the payment, once they have money, they can...

Thinking of doing the same.

Guys, I have a new issue now, autopay has been marked on my Federal Bank savings account for credit card and it can't be removed although it can be changed from full payment to minimum due payment. I emailed the Bank and they said that they don't have a procedure to remove the autopay, to close...

Have to maintain a high balance in account, after 3 months, sign a document for CIBIL check. The backend team decides a limit and conveys it to the branch, after you say yes, the same offer is uploaded on your linked mobile number. When you go through the normal link. You are shown the pre...

Card payment MDR, I paid a merchant and he was charged 1.6% plus GST

If they start becoming election issues, it's going to be way different. Indians want international facilities without doing same level of criticism of the Government.

It may lock you out of Super Money but it will open new avenues for you in core bank credit cards. Don't worry and take the plunge if you want to.

It's a useless account. All HNI accounts are useless in my opinion. They asked me to find my account and keep 30 lakh in account for approval of credit card which I did and it's the highest limit I have ever got on a credit card.

Take it, if you avoid it, probably you won't get anything in future, those old big limit days are gone.

Have you got the code?

Does anyone know how to get the Club Marriott code?

I opened the Account on 26th December 2024, haven't received the code yet. I am disturbing my branch daily. Does anyone know how to get that code?

Should I just keep Imperio or fight for Celesta.

0.45 per point.

I went through the offline process and got Imperio with 2.5 lakh limit despite holding a much higher limit in CIBIL and a Celesta account with Federal Bank. I accepted the offer and took the card and now have started escalation via Celesta desk to upgrade it to Celesta. But now I have got a...

Redeem the points for cash or sell the points to someone via Marriot(Maximum 1 lakh per year is allowed).

Sadly, you are not one of Indians who follow FOMO. Amex in reality is average but whenever I use it, people around me say that ‘Oh you have an international card’. I can’t make them understand that it’s the worst credit card for international transactions in my portfolio.

Twitter influencers need referral bonuses. They hype American Express so much, people think it’s a good card and apply for it. American Express has built it’s image as credit card of rich people, so everyone wants feel rich with FYF card.