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  1. avikrish

    Best way to buy physical gold bar

    Hi All, I am new to purchase gold. I am looking to buy gold bar for family (even at this high cost) I would like to take suggestions on the purchase what needs to be considered and any credit card will help me give any percentage without any extra surcharges. Any vouchers will help etc...
  2. avikrish

    Offer Fulfilled! (Hidden offer)PhonePe ₹200 Cashback Alert: BOB RuPay Credit Card via UPI

    Thankyou , I received cashback of Rs200 , I think it's phonepe giftcards My phone pe has previously used rupay credit card from different banks. Tried bob rupay for the first time Used phone pe app on gpay merchant qr for 5 times with Rs100 each time on same merchant Got Rs200 Thankyou...
  3. avikrish

    Apply ICICI APAY Credit Card

    It's rare to happen, wait for 6 months to re-apply May be next time try via offline agent
  4. avikrish

    Apply ICICI APAY Credit Card

    Mostly vkyc only from icici bank
  5. avikrish

    Offer Fulfilled! (Hidden offer)PhonePe ₹200 Cashback Alert: BOB RuPay Credit Card via UPI

    If we pay using phonepe to merchant gpay qr code , then also we get cashback?
  6. avikrish

    Win ₹700 Cashback with RuPay BOBCARD on UPI

    Do we get phonepe cashback even if we use gpay merchant qr code but we pay via phonepe app ?
  7. avikrish

    Rumoured Amex Credit Card changes from June 12 2025

    I have seen this news article where amex is bringing more changes for almost all of its cards Artcle Link: https://tradebrains.in/major-changes-for-american-express-credit-cardholders-will-they-benefit-you-or-cost-you-more/ Is this real , any communication from amex came ?
  8. avikrish

    Need suggestion for Amex mrcc alternative

    Amexgyftr is charging surcharge, and I tried other platforms not accepting credit cards
  9. avikrish

    Need suggestion for Amex mrcc alternative

    We need to spend Rs20K for this amex mrccc , i use amex mrcc only for this Amazonpay Giftcards only , are there are any other platform to purchase amazon pay gift cards using amex mrcc without surcharge ?
  10. avikrish

    Need suggestion for Amex mrcc alternative

    So after 90 days , will the limit gets reset back to cycle starting? Or Rs30,000 is allowed after 90 days ?
  11. avikrish

    Need suggestion for Amex mrcc alternative

    Can you explain , i did not get you?
  12. avikrish

    Need suggestion for Amex mrcc alternative

    unable to buy amazon giftcards using mrcc, i did purchase till last month using multiple amazon accounts using mrcc directly to complete 4*1500, 2*7500 , but now after buying 2*1500, in almost all my amazon accounts this amex mrcc is unavailable for payment , any other platform to buy apay gift...
  13. avikrish

    Convenience Fee on Amazon Pay Gift Vouchers via Amex Reward Multiplier

    unable to buy amazon giftcards using mrcc, i did purchase till last month using multiple amazon accounts using mrcc directly to complete 4*1500, 2*7500 , but now after buying 2*1500, in almost all my amazon accounts this amex mrcc is unavailable for payment , any other platform to buy apay gift...
  14. avikrish

    any referral links or ways where we can get SBI CB CC as FYF at least ?

    Just cross checking, i cannot get doubedip right like using cashkaro link and add a referral code if shown during application process.
  15. avikrish

    any referral links or ways where we can get SBI CB CC as FYF at least ?

    I want to apply sbi Cashback CC for my father , I want atleast the Joining fee to get waived off, is there any way i can do that? Via referral only Rs 500 gets saved, thinking of cashkaro to get 1200 rewards. any other ways? any special referral links available to get as FYF atleast ?
  16. avikrish

    can we use HUF UPI ID as part of UPI Circle?

    previously to use HUF amount , we need to transfer to member savings account and then only he can consume, i am thinking if i use this upi circle, i can avoid transfers, and directly all my family can use this huf curent account for purchases directly via huf current account. i can save time...
  17. avikrish

    can we use HUF UPI ID as part of UPI Circle?

    Hi All, I have a HUF Current account (My father is kartha), and we use that HUF only for retail shop payments. (basically the retail shop is running on HUF) Now UPI circle came into picture, Can all the HUF members simply get added to the UPI circle where primary contact will be HUF and use...
  18. avikrish

    Pro Tips to Make a SBI Card Life Time Free

    Sent an email to their email support with all the details of explanation of spends and also mentioned the long term relationship associated with their savings account and amount of transactions I am performing using the sbi banking products.
  19. avikrish

    Pro Tips to Make a SBI Card Life Time Free

    Sbi cashback cc , spends 4L+ in last 12 months , almost I got when this card is launched.
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