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  • Users: Raja
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  1. Raja

    Savings Account advise for 5L MAB

    Hi TF fam, I am committing to maintain MAB of 5L in metro city. Please help with your knowledge and experience Am looking for, Must have: free LTF DC/CC with airport lounge access without spend criteria Nice to have: Door step banking Not interested: Locker I have following banks around...
  2. Raja

    Fi MagniFi 20% cashback on Ajio, BMS, Zomato, Blinkit

    Fi Magnifi cc promises 20% cashback on Ajio, zomato, blinkit , BMS over weekends with limits and count restriction zomato: 20% off up to ₹100, 2 times a month Valid for min. order value of ₹400 Ajio: 20% off up to ₹600, once a month Valid for min. order value of ₹3,000 BMS: 20% off up to ₹100...
  3. Raja

    Amex Platinum Travel Redemption Choices

    I believe many are like cat on the wall situation about Amex Platinum travel especially with redemption values I hold MRCC and looking for Platinum travel upgrade via referral but redemption is a question mark for me. I hear, 1 MR = 0.3 rs Flipkart 1 MR = 0.5 rs Taj Flipkart is bit less value...
  4. Raja

    RBL PLAY card

    @U_Utkrsh @Mr. Aman i searched in forum but couldnt find ans for this.. can i use 400rs kotak pvr voucher for food online while booking in pvr app? ticket cost: 250 popcorn: 250 can i pay 400 voucher + 100rs+ convenience+gst ?
  5. Raja

    How Many Credit Cards Are Allowed Per Customer

    As a small contribution, I have complied this list as of July 2023 This is for generic tom, dick and harry without breaking a sweat and without escalation. HNI , High NRV may have more CC based on their relationship Amex - 2 CC , 1 Charge AU - 1 Axis - 4 ( 2 core , 2 cobrand) BOB - 3 (1 core...
  6. Raja

    Gold buying for future emergency

    1) Joyalukkas has 5% MC , Tanishq has 8% MC 2) I haven’t yet sold 916 jeweller gold coins 3) I would like to know this 4) 3% gst is standard for gold 5) I expect to sell for cash I am not sure whether I can buy 916 jeweller coins or 999 bullion gold coins for selling only for emergency...
  7. Raja

    Gold buying for future emergency

    @thanixravindran Thanks for taking time out and responding with Knowledge on 22ct and 24ct I have experience buying 24 ct 999.9 pure MMTC PAMP coins and selling it back in MMTC stores . but the buy-sell spread is bit not likeable in their official store I am wondering, whether would pawn...
  8. Raja

    Gold buying for future emergency

    @WhoU Thanks for responding esp on the math part. I am not into sgb due to three reasons 1) lock-in for 8 yrs and secondary market is not for simple guys like me 2) we won’t get gold at the end of lock in period and forced to sell off 3) sgb report capital gains as it’s a government product...
  9. Raja

    Gold buying for future emergency

    Thanks BLK. i will pay attention to that while buying gold coins. I am interested to know what purity 916/999 to buy as physical coin/bar for emergency selling purchase .
  10. Raja

    Gold buying for future emergency

    Hello All, I have read all posts regarding gold but couldn’t get clear picture about gold investment. This is my first post here, so please be kind 😀 I am a very simple person who buys 916 joyalukkas , Malabar gold coins during sales and keep it as emergency or pass it on as generation wealth...
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