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https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html Everyone with AmEx card can participate. (No enrollment) Offered on merchant website/platform. Fulfillment by 31st October, 2023. Bonus MR Points would be offered to You only for transactions that are done through...

So this just happened, unintentionally! I was looking for home loan balance transfer for last few months and in that pursuit I visited ICICI branch near my place. Fortunately, the relationship manager was kind enough to click all the checkboxes I needed at that time. I was not even looking for...

Check the emails for spend based offer starting today till April 15. It is a targeted offer, I have received this for Platinum Travel. You will get a voucher of 4000 on spending 1 lakh. 2 months window to spend. Fulfilment by: 15 Aug 2023 Offers received by different cardholders: 20K TAJ on 6L...

Does American Express allow after-spend EMI conversion instead of point-of-sale or in-store purchases? Also, is there any option for AmEx cards to match credit limit of highest limit card in case of having multiple variant cards? What is the process?

Most probably, this might be the last credit card to get delivered this year! And Christmas will be special now that quota for American Express cards is complete. So received 3 AmEx cards in the last 3 weeks without any documentation and with only one vKYC! Personally, this can be called an...

Can anyone please share the contact number of DSA (direct sales agent) or a reliable person who can understand and process the credit card application effectively in Pune? I am looking for an offline process for banks like HDFC, Axis, Standard Chartered, and SBI.

Well, this is in continuation with the thread shared in earlier post https://www.technofino.in/community/threads/hello-amex-platinum-travel-%F0%9F%91%8B.4530/ Received Gold card via referral program and definitely this is the fastest any card I have received till now! As every credit card...

So, this just happened! Against all the odds American Express decided to shower their blessings!! It’s been while since I was in search of my first AmEx card and in the end it reached its destination. I guess, I got lucky second time! When the process for new application resumed after RBI lifted...

POV: When a premium bank's card is overshadowed by PSU bank!

The application link for new members is still under process. Meantime, you can share your contact details on social@aexp.com and Amex team will connect with you.

Is it normal/okay for home loan banks to make credit inquiries while offering lower interest rates or conversion? How does this inquiry affect the credit score? Should it be kept as it is or need to raise dispute?

Do you have credit card debt that you don't pay back in full, every month?

The CIBIL score as on today is 745. The report shows there is an overdue amount for SBI credit card as reported by SBI on July 24, 2022. This overdue amount was cleared on July 25, 2022. The billing date for this SBI card is 1st of every month. When I raised dispute on CIBIL site to remove the...

Hi! This is regarding financial product offers for CIBIL subscribed members. Do these offers are pre-approved or do they follow the regular application process? For example, if CIBIL is showing credit card offers for ICICI bank, and if one applies through it, will it be processed directly or...